Ebanx - Cards

This page presents all information related to the Ebanx connection using Cards as payment. Use the following buttons to navigate to the desired section.

Connecting with Yuno

Mandatory fields when integrating via Yuno:

first_name,
last_name,
email,
document_number,
address_line_1,
country,
state,
city,
zip_code,
telephone_number

General information

Countries:

arg-flag
Argentina
br-flag
Brazil
colombia-flag
Colombia
chile-flag
Chile
costarica-flag
Costa Rica
el-salvador-flag
El Salvador
guatemala-flag
Guatemala
mexico-flag
Mexico
-flag
Panama
paraguay-flag
Paraguay
peru-flag
Peru
uruguay-flag
Uruguay

Currencies:

ARS, BRL, COP, CLP, CRC, USD, GTQ, MXN, PYG, PEN, UYU.

Payment methods:

Credit card
Credit card
debit card
Debit card
Prepaid card
Prepaid card

Minimum amount:

  • Argentina: 5 ARS
  • Brazil: 0.5 BRL
  • Colombia: 1 COP
  • Chile: 1 CLP
  • Costa Rica: 10 CRC
  • El Salvador: 1 USD
  • Guatemala: 1 GTQ
  • Mexico: 3 MXN
  • Panama: 0.5 PAB/USD
  • Paraguay: 1 PYG
  • Peru: 1 PEN
  • Uruguay: 15 UYU

Maximum amount:

The standard is USD 10,000.00 but this can be configured by merchant.

TRX limit:

No limit.

Support of international BIN:

Not for CrossBorder operation. For Local Latam it is supported.

Activation of functionality:

For Local Latam the functionality must be activated in the merchant's account.

TRX without CVV:

Yes.

Purchase TRX in 1-Step:

Yes

Purchase TRX in 2-Step:

Yes

Support for recurrency:

Yes, but EBANX doesn't have the recurrent engine, merchants or partners have to handle the payment transactions.

Webhooks:

Yes

Captures

Partial capture:

Yes. This feature is only available in Brazil. If you want to enable this feature, please contact Ebanx's Integration Team.

Multiple captures:

No

Maximum time to capture an authorization:

7 days for cards.

Captures over the amount of authorization:

No, only the total amount (except for the local fees or taxes - e.g.: IOF in Brazil)

Refunds

Refund support:

Yes

Partial refunds:

Yes

Multiple refunds:

Yes

Time to request refund:

To use and receive in the same payment method, under 90 days. After that, the refund is available only via Bank Transfer.

Time to process refund:

Depends on the country and financial institution.

Voids

Void support:

Yes

Void to authorization:

Yes

Void to refund:

Yes

Installments

Capability to define the installments when creating the payment:

Yes

GET endpoint available for retrieving the permitted BIN for the installments:

Yes

Possibility to choose who will be responsible for financing the installments:

No

Conditions or restrictions:

There are fees to use installments and that comes from Banks and Card Brands, EBANX sets that up into our system. You can check the fees applied over each installment via GET Installments Plan. EBANX can set up to charge the merchant or charge the customer, this part is negotiated between EBANX and the Merchant.

Deferral date availability:

Not on payment context.

Grace period:

Not on payment context.

Minimum number of installments (#months):

  • Brazil: 1 (depending on your contract).
  • Mexico: 1 (depending on your contract).
  • Colombia: 1 (depending on your contract).
  • Argentina: 1 (depending on your contract).
  • Peru: 1 (depending on your contract).

Maximum number of installments (#months):

  • Brazil: 12 (depending on your contract).
  • Mexico: 12 (depending on your contract).
  • Colombia: 36 (depending on your contract).
  • Argentina: 12 (depending on your contract).
  • Peru: 48 (depending on your contract).

Chargebacks

Notifications of chargebacks:

Yes, via EBANX dashboard.

Defined period to make a chargeback:

Under 180 days.

Endpoint for disputes:

No, the process is done via EBANX dashboard.

Maximum time to dispute a chargeback (provide evidence):

5 days

Security

3DS v2:

Yes

Testing guidelines for sandbox environment

Necessary fields for testing:

Merchant ID, Public Key, Private Key and Merchant Account ID.

Test cards:

Card Brand Name Code
American Express amex 378282246310005
American Express amex 378282749798722
Aura aura 5078601870000127985
Diners Club diners 30569309025904
Discover discover 6011111111111117
Elo elo 6362970000457013
Elo elo 6362971747129170
Hipercard hipercard 6062825624254001
Hipercard hipercard 6062823936268330
Visa visa 4111111111111111
Visa visa 4111115666052208
MasterCard mastercard 5555555555554444
MasterCard mastercard 5555556355564617
CARNET (For Mexico only) carnet 5062224607440872
Credimas (For Argentina only) credimas 5045201174402586
Naranja (For Argentina only) naranja 5895626292990446
Cabal (For Argentina only) cabal 5896578742026538
Magna (For Chile only) magna 5680095660610110

Limitations/Specifications for testing:

  • CVV: use any number with three digits, except American Express which CVV is four digits.
  • Expiration date (due date): use any date in the future.

Integration configuration

Credentials and steps to obtain them:

  1. Log in to Ebanx dashboard.
  2. Navigate to Settings and Integrations.
  3. Get your keys.

Dashboard configuration:

  1. Log in to dashboard.y.uno.
  2. Click Connections and then select Ebanx.
  3. Introduce Name, Integration key and Public Integration Key.
  4. Click Connect

Configuration of webhooks in partner:

  1. Log in to Ebanx dashboard.
  2. Navigate to Settings and then Integrations.
  3. Enter the proper URLs to receive notifications with updates of a transaction.

Production environment

Specific procedure for a merchant to go live:

Merchant must go through Compliance and Legal steps in order to be ready for a production account. After that, Ebanx must align the necessary requirements to make each country and payment method available.

Updated about 2 months ago