What is Yuno? - Yuno API Documentation

Yuno is a full-stack, AI-powered payments infrastructure. Integrate once to connect, optimize, secure, and operate every PSP, acquirer, fraud tool, and local payment method. Yuno is the intelligent control plane between your app and the global payments ecosystem.

Traditional payments are broken

Fragmented

Multiple direct integrations, expensive to build and maintain.

Blind

Siloed data with limited visibility across providers.

Underperforming

Approval rates capped by isolated providers.

Risky

Manual, disconnected fraud management.

Slow

Expansion into new markets takes weeks or months.

Heavy

High technical debt and PCI compliance burden.

How Yuno solves it

You connect once. Yuno orchestrates everything else — routing, fraud, tokenization, retries, and operations — in real time.

Specialized Yuno agents for each part of the payment stack: payments acceptance, subscriptions, insights, reconciliation, tokenization, stablecoins, payouts, and fraud prevention.

Core capabilities

Single integration

One API and SDK set for every provider and method.

AI smart routing

Optimal provider per transaction, in real time, with automatic retries.

Fraud orchestration

Multiple fraud tools and 3DS under one rule engine.

Tokenization & vault

PCI-compliant vault with network token support.

No-code workflows

Toggle methods and routing rules from the dashboard.

Unified data

Normalized transactions, refunds, disputes, and performance.

Payouts & disputes

Payouts, refunds, and chargebacks across all providers.

Checkout SDKs

Web, iOS, Android, Flutter, and React Native.

Traditional vs. Yuno

Outcome	Traditional setup	With Yuno
Approval rates	Capped per provider	Optimized across providers + retries
Time to market	Weeks or months	Configuration, not development
Engineering	Constantly growing	One integration, minimal maintenance
Global expansion	Expensive and slow	Add markets and methods in clicks
Visibility	Fragmented	Single source of truth
Future readiness	Hard to evolve	Continuously improving automation

Business impact

Higher conversion

Lower op costs

Faster scaling

Less tech debt

More agility

Full control

Who Yuno is built for

Global-expansion companies

Especially teams growing into high-growth markets with complex local methods.

High-volume merchants

Businesses where a few points of approval rate move real revenue.

Product + business teams

Teams that want strong developer tools and real no-code control.

Teams cutting complexity

Orgs replacing tangled point-to-point integrations with one control plane.

Integration options

SDKs

Recommended. Web, iOS, Android, Flutter, React Native.

Direct API

Server-to-server for maximum control.

Payment Links

Hosted checkout via URL, minimal dev work.

Next steps

See the payment flow

How the Yuno payment process works

Set up your account

Connect your first providers

Choose an integration

Pick SDK, API, or Payment Links

Create your first payment

Run an end-to-end transaction

Learn the core concepts

Basic concepts

Set Up Your AccountGuides creating a Yuno account, configuring a connection, routing, and enabling a payment method in the Dashboard

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​Traditional payments are broken