Full SDK (Android)

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Recommended SDK

We recommend using the Android Seamless SDK for a smooth integration experience. This option provides a flexible payment solution with pre-built UI components and customization options.

This page provides a guide to the Yuno Full SDK for Android, which offers a complete payment solution with a customizable UI. It provides advanced features like payment method management, fraud prevention, and seamless checkout flows, making it more feature-rich than our Headless SDK, which is specific to core payment processing capabilities.

Requirements

Before starting the Yuno Android SDK, ensure your project meets the technical requirements. Also, ensure the following prerequisites are in place:

1. You must have an active Yuno account
2. You need your Yuno API credentials (account_id, public-api-key, and private-secret-key), which you can obtain from the Developers section of the Yuno dashboard. These credentials are required to authenticate requests to the Yuno API. The API is used to:

• Create a checkout_session, which initializes the payment flow
• Create the payment associated with the session

3. Before creating a payment, you must first create a customer using the Create customer endpoint

Step 1: Include the library in your project

Include the Yuno SDK file in your project through Gradle. Then, add the repository source:

maven { url "https://yunopayments.jfrog.io/artifactory/snapshots-libs-release" }

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SDK Version

Access the Release notes or the Yuno Android SDK repository to verify the latest SDK version available.

Then, include the following code in the build.gradle file to add the Yuno SDK dependency to the application:

dependencies {
    implementation 'com.yuno.payments:android-sdk:{last_version}'
}

Permissions

Yuno SDK includes, by default, the INTERNET permission, which is required to make network requests.

<uses-permission android:name="android.permission.INTERNET" />

Step 2: Initialize SDK with the public key

Retrieve your public API keys from the Yuno dashboard.

If you haven't implemented a custom application, create one. In the onCreate() method of your application class, call the initialize function (Yuno.initialize):

class CustomApplication : Application() {
  override fun onCreate() {
    super.onCreate()
    Yuno.initialize(
      this,
      "<your-public-api-key>",
      config: YunoConfig,
    )
  }
}

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Credentials

See the credentials page for more information: https://docs.y.uno/reference/authentication

Use the data class YunoConfig to customize the SDK's behavior. Include this configuration when calling Yuno.initialize(). The available options are:

data class YunoConfig(
    val cardFlow: CardFormType = CardFormType.ONE_STEP,
    val saveCardEnabled: Boolean = false,
    val cardFormDeployed: Boolean = false,
    val language: YunoLanguage? = null,
    val styles: YunoStyles? = null
)

Parameters

The following table describes each customization available:

Update your manifest to use your application:

<application android:name=".CustomApplication"></application>

Step 3: Create the checkout session

Each payment requires a new checkout_session, which provides access to all available payment methods for a specific customer. Use the Create checkout session endpoint to obtain a new checkout_session. This session is then used to initiate the payment.

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External Browser Return Handling

If your payment flow sends users to an external browser (for example, for 3DS authentication or bank redirects), make sure to set the callback_url when creating your checkout session. For a step-by-step guide on handling the return to your app, see Handle external browser return (callback_url).

Step 4: Start the checkout process

Call the startCheckout method inside the onCreate() function of the activity that initializes the SDK to start a new payment process with the Full SDK:

startCheckout(
  checkoutSession: "checkout_session",
  countryCode: "country_code_iso",
  callbackPaymentState: ((String?) -> Unit)?,
  merchantSessionId: String? = null
)

Parameters

Configure the checkout with the following options:

The following are the possible states returned by the callbackPaymentState:

const val PAYMENT_STATE_SUCCEEDED = "SUCCEEDED"
const val PAYMENT_STATE_FAIL = "FAIL"
const val PAYMENT_STATE_PROCESSING = "PROCESSING"
const val PAYMENT_STATE_REJECT = "REJECT"
const val PAYMENT_STATE_INTERNAL_ERROR = "INTERNAL_ERROR"
const val PAYMENT_STATE_STATE_CANCELED_BY_USER = "CANCELED"

The following table provides additional information about the possible states:

Step 5: Add the SDK view to the checkout

Use the PaymentMethodListViewComponent to display the available payment methods when implementing the Full SDK with Jetpack Compose. This component provides callbacks to notify your app when to enable or disable the pay button, and when an enrolled payment method is successfully removed.

Component signature

@Composable
fun PaymentMethodListViewComponent(
    activity: Activity,
    modifier: Modifier? = null,
    onPaymentSelected: (Boolean) -> Unit,
    onUnEnrollSuccess: (Boolean) -> Unit = {}
)

Parameters

• activity: Activity
  • The current Activity where the component is hosted. Required to handle payment flows correctly.
• modifier: Modifier? (optional)
  • Allows you to customise the layout and appearance (for example, padding, spacing). Defaults to null.
• onPaymentSelected: (Boolean) -> Unit
  • Callback invoked whenever a payment method is selected or deselected.
    • true → A method is selected (enable the pay button).
    • false → No method is selected (disable the pay button).
• onUnEnrollSuccess: (Boolean) -> Unit (optional)
  • Callback invoked when a stored payment method is successfully removed (unenrolled).
    • true → Indicates the removal succeeded.
    • Can be used to show a snackbar, refresh the list, or update UI state.

Example

val coroutineScope = rememberCoroutineScope()
val snackbarHostState = remember { SnackbarHostState() }
var paymentMethodIsSelected by remember { mutableStateOf(false) }

Column(
    modifier = Modifier
        .weight(1f)
        .verticalScroll(rememberScrollState())
) {
    PaymentMethodListViewComponent(
        activity = activity,
        onPaymentSelected = { isSelected ->
            paymentMethodIsSelected = isSelected
        },
        onUnEnrollSuccess = { success ->
            if (success) {
                coroutineScope.launch {
                    snackbarHostState.showSnackbar(
                        message = "Your payment method has been removed",
                    )
                }
            }
        },
    )
}

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Important

Always wrap the component in a Column with .verticalScroll(rememberScrollState()). Without this, the list of payment methods may not render or scroll properly when there are multiple methods available.

Step 6: Initiate the payment process

Call the startPayment() method to start a payment process:

startPayment(
    showStatusYuno: Boolean,
    callbackOTT: (String?) -> Unit = this::onTokenUpdated,
    callBackTokenWithInformation: (OneTimeTokenModel?) -> Unit = this::onTokenComplete
)

Parameters

Configure the payment with the following options:

Step 7: Get the one-time token (OTT)

After the customer fills out the requested data in Yuno's payment forms, you will obtain the one-time token, a required parameter to create a payment using the Yuno API.

The one-time token will be shared by Yuno using the callbackOTT function you provided in Step 6 when initiating the payment. The one-time token will be available in the onActivityResult.

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Loader Configuration

While Yuno receives the customer information and shares the one-time token, a loader can be displayed to improve the user experience. Yuno provides a default loader that can be used out of the box. However, merchants may choose to implement their own loader and are responsible for making the necessary configurations.

Step 8: Create the payment

After receiving the one-time token from Step 7, create the payment using the Create payment endpoint. Use the checkout_session from Step 3 and the one-time token to create the payment.

The response from the Create payment endpoint will include the parameter sdk_action_required, which defines if additional actions are required to finish the payment based on the payment type.

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Continue Payment Method Integration

Yuno requires you integrate the continuePayment method of the SDK after the payment is created because certain asynchronous payment methods require additional customer action to complete. The API will inform you of this scenario via the sdk_action_required field of the response, which will be returned as true. The yuno.continuePayment() function will display additional screens to customers, where they can carry out the necessary actions to complete the payment without you needing to handle every scenario.

Step 9: Continue payment

Yuno requires integrating the SDK's continuePayment method after the payment is created, as certain asynchronous payment methods require additional customer actions to complete. The response from the Create payment endpoint, from Step 8, will include a sdk_action_required field. If it returns TRUE, you need to call the continuePayment() function to show additional screens that allow the customer to complete the payment. Otherwise, this step is not necessary. Call the continuePayment method:

continuePayment(
    showPaymentStatus: Boolean = true,
    checkoutSession: String? = null,
    countryCode: String? = null,
    callbackPaymentState: ((String?) -> Unit)? = null
)

To show your payment status screens, send FALSE in the showPaymentStatus parameter. Then, get the payment state by callback.

Click to Pay (CTP) with Passkey

Unlike other processes, when a user completes a payment using CTP Passkey, the One-Time Token (OTT) will not be received through the usual callback methods. The OTT will be delivered via the deeplink URL in the Intent. Your app must read it from the Intent, create the payment on your backend, and then continue the flow with the SDK.

1. AndroidManifest (deeplink)

Add an intent-filter to your main activity in AndroidManifest.xml:

<activity android:name=".CheckoutActivity" android:exported="true">
  <intent-filter>
    <action android:name="android.intent.action.VIEW" />
    <category android:name="android.intent.category.DEFAULT" />
    <category android:name="android.intent.category.BROWSABLE" />
    <!-- Adjust to your actual scheme/host -->
    <data android:scheme="myapp" android:host="pay" android:pathPrefix="/ctp" />
  </intent-filter>
</activity>

Adjust the scheme, host, and pathPrefix to match your app's configuration.

2. Handle the Intent

In your activity, handle the Intent in both onCreate() and onNewIntent():

class CheckoutActivity : AppCompatActivity() {
    
    override fun onCreate(savedInstanceState: Bundle?) {
        super.onCreate(savedInstanceState)
        initYuno()
        startCheckout()
        // Initialize your SDK / UI
        handleDeeplink(intent)
    }

    override fun onNewIntent(intent: Intent) {
        super.onNewIntent(intent)
        setIntent(intent)
        handleDeeplink(intent)
    }

    private fun handleDeeplink(intent: Intent?) {
        val uri = intent?.data ?: return

        when {
            // Cancellation or error
            uri.getBooleanQueryParameter("has_error", false) -> {
                val message = uri.getQueryParameter("message") ?: "Operation canceled"
                showError(message)
            }

            // Success: OTT received in URL
            uri.getQueryParameter("one_time_token") != null -> {
                val ott = extractOtt(uri) ?: return
                val checkoutSession = extractCheckoutSession(uri)

                // 1) Send the OTT to your backend to create the payment
                createPaymentOnBackend(ott) { success ->
                    if (success && checkoutSession != null) {
                        // 2) Then continue the flow in the SDK
                        continuePayment(
                            checkoutSession = checkoutSession,
                            countryCode = currentCountry
                        ) { result ->
                            // Handle payment state
                        }
                    }
                }
            }
        }
    }
    
    private fun extractOtt(uri: Uri): String? =
        uri.getQueryParameter("one_time_token")

    private fun extractCheckoutSession(uri: Uri): String? =
        uri.getQueryParameter("checkout_session")
            ?: uri.getQueryParameter("checkoutSession")
}

3. Create the Payment (Backend)

Once you extract the OTT from the deeplink, create the payment on your backend using the Create Payment endpoint.

After receiving a successful response from your backend (payment created), continue the flow in the SDK by calling continuePayment().

4. Helper Functions

Create helper functions to extract parameters from the Intent URI:

private fun extractOtt(uri: Uri): String? =
    uri.getQueryParameter("one_time_token")

private fun extractCheckoutSession(uri: Uri): String? =
    uri.getQueryParameter("checkout_session")
        ?: uri.getQueryParameter("checkoutSession")

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Tip

In QA environments, log the complete URL to verify the parameter names.

5. Quick Testing

You can test the CTP Passkey flow using these sample deeplink URLs:

• Success: myapp://pay/ctp?one_time_token=OTT_123&checkout_session=CHK_456
• Error: myapp://pay/ctp?has_error=true&message=User%20canceled
• Continuation: myapp://pay/ctp

6. Checklist

Use this checklist to ensure proper CTP Passkey integration:

• ✅ intent-filter configured correctly (scheme/host/path)
• ✅ handleDeeplink implemented in both onCreate() and onNewIntent()
• ✅ Extract both one_time_token and checkout_session parameters
• ✅ Create payment on backend with OTT ➜ call continuePayment(...)
• ✅ Handle has_error and message parameters for error scenarios

⚠️

Important

The OTT will not be received through the callbackOTT function for CTP Passkey payments. You must extract the token from the Intent URI parameters instead.

Render Mode integration

The Yuno SDK render mode provides advanced UI flexibility, allowing developers to integrate payment flows with complete control over the user interface while maintaining full SDK functionality. This mode returns fragments that can be used with both Jetpack Compose and traditional XML views.

Main function: startPaymentRender

The startPaymentRender function initializes the payment flow in render mode, giving you granular control over UI presentation.

fun Activity.startPaymentRender(
    checkoutSession: String? = null,
    countryCode: String? = null,
    coroutineScope: CoroutineScope,
    paymentSelected: PaymentSelected,
    listener: YunoPaymentRenderListener,
): YunoPaymentFragmentController

Parameters

Implementation example

class PaymentActivity : Activity() {

    private lateinit var fragmentController: YunoPaymentFragmentController

    private fun initializePayment() {
        fragmentController = startPaymentRender(
            checkoutSession = "your_checkout_session_id",
            countryCode = "US",
            coroutineScope = lifecycleScope,
            paymentSelected = PaymentSelected.CARD,
            listener = paymentRenderListener
        )
    }
}

YunoPaymentRenderListener interface

Implement this interface to receive all events and views from the SDK during the payment flow:

class PaymentRenderListener : YunoPaymentRenderListener {

    override fun showView(fragment: Fragment) {
        supportFragmentManager.beginTransaction()
            .replace(R.id.payment_container, fragment)
            .commit()
    }

    override fun returnStatus(resultCode: Int, paymentStatus: String) {
        when (paymentStatus) {
            "SUCCEEDED" -> handleSuccessfulPayment()
            "FAIL" -> handleFailedPayment()
        }
    }

    override fun returnOneTimeToken(oneTimeToken: String, additionalData: OneTimeTokenModel?) {
        createPaymentInBackend(oneTimeToken) { result ->
            when (result) {
                is Success -> fragmentController.continuePayment()
                is Error -> handlePaymentError(result.error)
            }
        }
    }

    override fun loadingListener(isLoading: Boolean) {
        progressBar.visibility = if (isLoading) View.VISIBLE else View.GONE
    }
}

YunoPaymentFragmentController interface

Control the payment flow using the returned controller instance:

Methods

• submitForm(): Submits the current form when available
• continuePayment(): Continues the payment flow after backend OTT processing

fragmentController.submitForm()

fragmentController.continuePayment()

Integration benefits

UI flexibility

• Compose and XML compatible: Works with both Jetpack Compose and traditional XML views
• Complete control: You decide where and how to display each view
• Custom integration: Easy integration with existing app design

Flow control

• Custom submit logic: Control when to submit forms
• Backend integration: Process OTT on your backend before continuing

Complete integration example

class PaymentActivity : ComponentActivity() {

    private lateinit var fragmentController: YunoPaymentFragmentController

    override fun onCreate(savedInstanceState: Bundle?) {
        super.onCreate(savedInstanceState)

        fragmentController = startPaymentRender(
            checkoutSession = checkoutSessionId,
            countryCode = "US",
            coroutineScope = lifecycleScope,
            paymentSelected = PaymentSelected.CARD,
            listener = object : YunoPaymentRenderListener {
                override fun showView(fragment: Fragment) {
                    supportFragmentManager.beginTransaction()
                        .replace(R.id.payment_fragment_container, fragment)
                        .commit()
                }

                override fun returnOneTimeToken(oneTimeToken: String, additionalData: OneTimeTokenModel?) {
                    processPaymentToken(oneTimeToken) {
                        fragmentController.continuePayment()
                    }
                }

                override fun returnStatus(resultCode: Int, paymentStatus: String) {
                    handlePaymentResult(paymentStatus)
                }

                override fun loadingListener(isLoading: Boolean) {
                    updateLoadingState(isLoading)
                }
            }
        )
    }
}

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Lifecycle Management

Ensure that the CoroutineScope is tied to the Activity/Fragment lifecycle to prevent memory leaks and ensure proper cleanup.

Complementary features

Yuno Android SDK provides additional services and configurations you can use to improve customers' experience. Use the SDK customizations to change the SDK appearance to match your brand or to configure the loader:

styles

With the styles customization option, you can define global visual styles through a YunoStyles object. It lets you apply consistent branding across the SDK by customizing button appearance and typography.

data class YunoStyles(
    val buttonStyles: YunoButtonStyles? = null,
    val fontFamily: FontFamily? = null
)

The YunoButtonStyles object lets you define specific settings for button appearance:

data class YunoButtonStyles(
    val backgroundColor: Color? = null,
    val contentColor: Color? = null,
    val cornerRadius: Dp? = null,
    val elevation: Dp? = null,
    val padding: Dp? = null,
    val fontFamily: FontFamily? = null,
    val fontSize: TextUnit? = null,
    val fontStyle: FontStyle? = null
)

To use the styles customization option, use the YunoConfig data class, described in Step 2.

Loader

The loader functionality is controlled through the keepLoader parameter in the YunoConfig data class, which is documented inline in the SDK configuration section above.

Save card for future payments

You can display a checkbox to save or enroll cards using cardSaveEnable: true. The following examples show the checkbox for both card form renders:

Render options

You can choose between two card form render options. The following screenshots show the difference between cardFormType ONE_STEP and STEP_BY_STEP:

SDK customizations

You can change the SDK appearance to match your brand. For more information, see the SDK customizations page.

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Demo Application

In addition to the code examples provided, you can access the Yuno repository for a complete implementation of Yuno Android SDKs.