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Direct Integration (One-Time Payments)

This guide covers how to process one-time Apple Pay payments using Yuno's direct integration. You'll integrate directly with our API without using the Yuno SDK. One-time Apple Pay payments are single transactions where the customer initiates and authorizes each payment individually. These payments do not store payment information for future use and are ideal for single purchases, one-off transactions, and customers who prefer not to save payment methods.

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Setup Required

Before following this guide, ensure you have completed the dashboard setup and configuration process.

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Recurring Payments

If you need to process recurring payments with Apple Pay, refer to the Recurring direct integration.

Step 1: Create customer (optional)

Use the create customer endpoint to register the customer's information. While this step is optional for one-time payments, it's recommended for better transaction tracking and customer management.

Step 2: Create the payment

Use the create payment endpoint to create a payment sending the Apple Pay payment_token returned by Apple Pay SDK. If you haven't integrated Apple's SDK, we recommend using our SDKs so you don't have to worry about the integration.

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Pass Apple Pay payment token in request

When you initiate a transaction with Apple Pay, a payment token containing a JSON-formatted paymentData string is sent. Pass the complete token received from Apple Pay in the payment_method.detail.wallet.payment_token field as a JSON string in your payment request.

Apple Pay wallet response object

The Apple Pay SDK returns the following object structure, which must be passed as the complete payment_token value:

{
  "paymentMethod": {
    "type": "credit",
    "displayName": "Visa 1234",
    "network": "Visa"
  },
  "paymentData": {
    "data": "+yWYyldI/H0kAvZOTQL/y0vRKYoWPGWK54TN5xiBUK7EdZhMDvlWaX88n1yXJdKzcW7arzqmckP5rjx7hGsYP3oF5VJW4OhElkSdPWsvWqnCzUmUz6BTmT3HBwI5gJBjGoIUG79UkBP+dRbpVCEcTd6Zr3d/jE7Uu6Q+6XMhMzkKwfPuNGrTzSFPQcOX5z8xNmnFiZwjXE42LsM4+INhzkzUvW7AfugmpU+aoPS8L6bcoMSwy0jalxraAMwxUQUNbxFdTe78F9Ftryr03kHWIDI7pvCSMHmT/skC6ha425x0zSPrrvoQtJVbR7lZEsHiaqsIyP7Qgfn3iPrdaEg/nx2WIgW+SrFAqsgOCauh6WRo7KjU5+M9AFpJXyByYPmnwqo14trsSZq25iVc0dS99EweperG5E+FCRiTNrSf1Xk=",
    "signature": "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",
    "header": {
      "publicKeyHash": "h/mfJj19xShja2t1Wfto4BiaaOuRaF/Fj5tAHHkjZUo=",
      "ephemeralPublicKey": "MFkwEwYHKoZIzj0CAQYIKoZIzj0DAQcDQgAEuW/NN1h3s5rQFiOOfXH7VpiPy4Twbyiy4um/5XJcRlwcRuRfy2574VFMKk4FKalyXZC/J4/hcq/taS8yImRBYg==",
      "transactionId": "dcba2ab36bdf5f7131ea1c8c590039a95038cb528cf6d6c8a4326e7b8853dca3"
    },
    "version": "EC_v1"
  },
  "transactionIdentifier": "dcba2ab36bdf5f7131ea1c8c590039a95038cb528cf6d6c8a4326e7b8853dca3"
}

Request example

{
  "country": "US",
  "amount": {
    "currency": "USD",
    "value": 100
  },
  "customer_payer": {
    "merchant_customer_validations": {
      "account_is_verified": true,
      "email_is_verified": true,
      "phone_is_verified": true
    }
  },
  "workflow": "DIRECT",
  "payment_method": {
    "detail": {
      "wallet": {
        "payment_token": "{\"paymentMethod\":{\"type\":\"credit\",\"displayName\":\"Visa 1234\",\"network\":\"Visa\"},\"paymentData\":{\"data\":\"+yWYyldI/H0kAvZOTQL/y0vRKYoWPGWK54TN5xiBUK7EdZhMDvlWaX88n1yXJdKzcW7arzqmckP5rjx7hGsYP3oF5VJW4OhElkSdPWsvWqnCzUmUz6BTmT3HBwI5gJBjGoIUG79UkBP+dRbpVCEcTd6Zr3d/jE7Uu6Q+6XMhMzkKwfPuNGrTzSFPQcOX5z8xNmnFiZwjXE42LsM4+INhzkzUvW7AfugmpU+aoPS8L6bcoMSwy0jalxraAMwxUQUNbxFdTe78F9Ftryr03kHWIDI7pvCSMHmT/skC6ha425x0zSPrrvoQtJVbR7lZEsHiaqsIyP7Qgfn3iPrdaEg/nx2WIgW+SrFAqsgOCauh6WRo7KjU5+M9AFpJXyByYPmnwqo14trsSZq25iVc0dS99EweperG5E+FCRiTNrSf1Xk=\",\"signature\":\"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\",\"header\":{\"publicKeyHash\":\"h/mfJj19xShja2t1Wfto4BiaaOuRaF/Fj5tAHHkjZUo=\",\"ephemeralPublicKey\":\"MFkwEwYHKoZIzj0CAQYIKoZIzj0DAQcDQgAEuW/NN1h3s5rQFiOOfXH7VpiPy4Twbyiy4um/5XJcRlwcRuRfy2574VFMKk4FKalyXZC/J4/hcq/taS8yImRBYg==\",\"transactionId\":\"dcba2ab36bdf5f7131ea1c8c590039a95038cb528cf6d6c8a4326e7b8853dca3\"},\"version\":\"EC_v1\"},\"transactionIdentifier\":\"dcba2ab36bdf5f7131ea1c8c590039a95038cb528cf6d6c8a4326e7b8853dca3\"}"
      }
    },
    "type": "APPLE_PAY"
  },
  "account_id": "2d77ea44-9a01-4ffc-a465-7db5c2ced44d",
  "description": "Apple Pay test",
  "merchant_order_id": "MER01"
}

Step 3: Retrieve payment details

To check the payment status, you can analyze the status and sub_status in the response from the create payment endpoint or use webhooks. Refer to the Payment Status page to see all possible statuses.

Related documentation

Updated 21 days ago