Acquirers Advanced Information

This page presents all information related to Acquirers' connections using Cards as payment. Use the following buttons to navigate to the desired section.

Connecting with Yuno

Mandatory fields when integrating via Yuno:

No mandatory fields are required. However, the provider may request additional fields according to the merchant or to improve the approval rate.

General information

Countries:
Depends on acquirer

argentina-flag
Argentina
brazil-flag
Brazil
chile-flag
Chile
colombia-flag
Colombia
Costa Rica-flag
Costa Rica
ecuador-flag
Ecuador
El Salvador-flag
El Salvador
Guatemala-flag
Guatemala
Honduras-flag
Honduras
mexico-flag
Mexico
Nicaragua-flag
Nicaragua
Panama-flag
Panama
peru-flag
Peru
Uruguay-flag
Uruguay

Currencies:
Depends on acquirer

ARS, BRL, CLP, COP, CRC, USD, GTQ, HNL, MXN, NIO, PEN, UYU

Payment methods:

Credit card
Credit card
debit card
Debit card
Prepaid card
Prepaid card

Minimum amount:

Can be configured.

Maximum amount:

In order to create a fraud filter a maximum amount can be stablished.

TRX limit:

No

International BIN:

Yes

Activation of functionality:

The acceptance of these BINS depends if the card is enabled for international purchases.

TRX without CVV:

Yes (depends on affiliation).

Purchase TRX in 1-Step:

Yes

Purchase TRX in 2-Step:

Only for Cielo (BRL), Prosa (MXN) Procesos and Visanet (PEN)

Support for recurrency:

Yes

Particularities:

Tokenization.

Webhooks:

Yes

Captures

Capture availability:

Only for Cielo (BRL), Prosa (MXN) Procesos and Visanet (PEN).

Partial capture:

Yes.

Multiple captures:

No

Maximum time to capture a Pre-Auth:

10 days

Captures over the amount of Auth:

Yes, only supported by Prosa (MXN).

Maximum Amount:

No limit

Refunds

Refund support:

Yes

Partial refunds:

Yes, supported by Cielo (BRL), Prosa (MXN), Credibanco and Redeban (COP).

Multiple refunds:

No

Time to send refund:

Argentina: 6 months.
Chile: 6 months.
Colombia: 1 year.
Ecuador: Same day.
Mexico: 6 months.
Peru: 6 months.

Time to process refund:

Depends on the country, the origin of the refund (anullment, adjustment, cancelation), if it is partial or total and the compensation periods.

Voids

Void support:

Only supported for Prosa (MXN).

Void to Pre-Auth:

No

Void to Refund:

No

Installments

Installments sent directly in request:

Supported for Colombia, Mexico, Brazil, Peru, Chile and Ecuador.

GET to obtain permitted BIN installments:

No

Ability to choose responsable for the financiation of installments:

Depends on the affiliation between the bank and the merchant.

Conditions or restrictions of financing installments:

No

Deferral date:

Supported for Ecuador and Mexico.

Grace:

Supported for Ecuador (Medianet) and Mexico. Established by the bank and the merchant.

Grace:

Supported for Ecuador (Medianet) and Mexico. Established by the bank and the merchant.

Minimum Amount of Installments (#months):

1 for Colombia, Peru, Brazil, Chile and Mexico.

Maximum Amount of Installments (#months):

It is an agreement between the merchant and the acquiring bank, but generally:
Chile: 12.
Colombia: 36.
Brazil: 12.
Ecuador: 36
Mexico: Generally 24, can go up to 36 in certain cases.
Peru: Izipay: 36, Visanet/Niubiz: 12.

Chargebacks

Notifications of chargebacks:

Yes

Defined period to make a chargeback:

180 days since the purchase.

Endpoint for disputes:

No

Maximum time to dispute a chargeback:

Colombia: 2 working days.
Peru: 2 working days.
Brazil: 5 working days.
Chile: 5 working days.
Mexico: 3 working days.

Security

3DS v2:

Yes

Integration configuration

Obtainment of credentials:

Configured by Yuno.

Dashboard configuration:

  1. Log in to dashboard.y.uno.
  2. Click Connections and then select Acquirer.
  3. Click Connect.
  4. Introduce Name, Specific Fields.
  5. Click Connect

Configuration of webhooks in partner:

Provide the URL to Yuno.

Production environment

Specific procedure for a merchant to go live:

Yes, there is a flow, channels, SLA, Data Entry required to make the integration.