Successful authentication
The card issuer has successfully verified the cardholder’s identity and validated the EMV 3Ds protocol. Consequently, the transaction is authorized to proceed, and all parties can benefit from the security and safeguards provided by 3DS.Successful authentication codes
Successful authentication codes
| Card type | ECI indicator |
|---|---|
| Visa Secure | 05 |
| Mastercard IdentityCheck | 02 |
| JC J/Secure 2.0 | 05 |
| American Express SafeKey 2.0 | 05 |
| Discover ProtectBuy 2.0 | 05 |
| Elo 3DS | 05 |
| eftpos* | 05 |
| Carte Bancaires Fast’r | 05 / 02 |
| UnionPay International* | 05 / 02 |
| ITMX (LSS) Local Switch Secure | 05 / 02 |
Attempted authentication
The issuer’s authentication service is currently unavailable. A merchant will receive this message when the customer is not enrolled in 3DS. This response serves as evidence that the merchant attempted authentication and fulfilled their due diligence as required by 3DS regulations.Attempted authentication codes
Attempted authentication codes
| Card type | ECI indicator |
|---|---|
| Visa Secure | 06 |
| Mastercard IdentityCheck | 01 |
| JC J/Secure 2.0 | 06 |
| American Express SafeKey 2.0 | 06 |
| Discover ProtectBuy 2.0 | 06 |
| Elo 3DS | 06 |
| eftpos* | 06 |
| Carte Bancaires Fast’r | 06 / 01 |
| UnionPay International* | 06 / 01 |
| ITMX (LSS) Local Switch Secure | 06 / 01 |
Failed authentication
The issuer encountered challenges and could not authenticate the cardholder due to various factors. These may include instances where incorrect information was provided during the authentication process or when the cardholder themselves chose to cancel the authentication page. Other unspecified reasons could also contribute to the issuer’s inability to complete the authentication successfully.Failed authentication codes
Failed authentication codes
| Card type | ECI indicator |
|---|---|
| Visa Secure | 07 |
| Mastercard IdentityCheck | 00 |
| JC J/Secure 2.0 | 07 |
| American Express SafeKey 2.0 | 07 |
| Discover ProtectBuy 2.0 | 07 |
| Elo 3DS | 07 |
| eftpos* | 07 |
| Carte Bancaires Fast’r | 07 / 00 |
| UnionPay International* | 07 / 00 |
| ITMX (LSS) Local Switch Secure | 07 / 00 |
Not permitted authentication
The authentication request encountered obstacles that prevented its completion for various reasons. These reasons may include the exclusion of the card type from authentication attempts, the inability of the ACS (Access Control Server) to process the authentication request message or other unspecified factors. As a result, the authentication process could not be allowed to proceed.Not permitted authentication codes
Not permitted authentication codes
| Card type | Supported Version(s) |
|---|---|
| Visa Secure | 07 |
| Mastercard IdentityCheck | 00 |
| JC J/Secure 2.0 | 07 |
| American Express SafeKey 2.0 | 07 |
| Discover ProtectBuy 2.0 | 07 |
| Elo 3DS | 07 |
| eftpos* | 07 |
| Carte Bancaires Fast’r | 07 / 00 |
| UnionPay International* | 07 / 00 |
| ITMX (LSS) Local Switch Secure | 07 / 00 |
Although cobranded, transactions made through eftpos will receive ECI codes of 05/06/07, indicating the possible outcomes of authentication attempts. UnionPay International: Transactions falling within the BIN ranges overlapping with UnionPay International will receive both ECI values - 05/06/07 and 02/01/00. These values signify different authentication results.