Cards

This page presents examples of requests and responses for creating payments and authorizations using the Create Payment endpoint and Card as payment method.

To test the creation of each payment, you can copy the content from the request code and use it on your machine or paste it on the Create Payment endpoint to test using Readme.

Cards available examples

Card Direct for authorization
Card Direct for authorization with airline data
Card Direct with installments
Card Direct with vault on success
Card Direct with vaulted token
Card Direct with 3DS
Card Direct with customer, billing, shipping and order items

Card Direct for authorization

Example of a request for authorization using Card Direct. Below are examples of a request and the received response for successful payment creation. The request is presented using the cURL format, and the response is a JSON object.

curl --request POST \
     --url https://api-sandbox.y.uno/v1/payments \
     --header 'X-Idempotency-Key: <Your idempotency-key>' \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --header 'private-secret-key: <Your private-secret-key>' \
     --header 'public-api-key: <Your public-api-key>' \
     --data '
{
  "country": "CO",
  "amount": {
    "currency": "COP",
    "value": "20000"
  },
  "customer_payer": {
    "first_name": "JOHN",
    "last_name": "DOE",
    "email": "[email protected]"
  },
  "payment_method": {
    "detail": {
      "card": {
        "card_data": {
          "number": "4111111111111111",
          "expiration_month": 11,
          "expiration_year": 28,
          "security_code": "123",
          "holder_name": "JOHN DOE"
        },
        "capture": false
      }
    },
    "type": "CARD"
  },
  "account_id": "c004cfd7-0c65-4add-b9b3-3d7e3949c9f1",
  "description": "SUCCESSFUL",
  "merchant_order_id": "Order_id",
  "workflow": "DIRECT"
}
'
{
  "id": "bffb54d7-6177-4583-9865-529966ee1cc2",
  "account_id": "c004cfd7-0c65-4add-b9b3-3d7e3949c9f1",
  "description": "SUCCESSFUL",
  "country": "CO",
  "status": "PENDING",
  "sub_status": "AUTHORIZED",
  "merchant_order_id": "Order_id",
  "created_at": "2023-04-12T02:01:14.609045Z",
  "updated_at": "2023-04-12T02:01:14.972537Z",
  "amount": {
    "currency": "COP",
    "value": 20000,
    "refunded": 0,
    "captured": 0
  },
  "checkout": {
    "session": "",
    "sdk_action_required": false
  },
  "payment_method": {
    "vaulted_token": "",
    "type": "CARD",
    "vault_on_success": false,
    "token": "",
    "payment_method_detail": {
      "card": {
        "verify": null,
        "capture": false,
        "installments": 1,
        "first_installment_deferral": 0,
        "installments_type": "",
        "installment_amount": null,
        "soft_descriptor": "",
        "authorization_code": "",
        "retrieval_reference_number": "",
        "voucher": null,
        "card_data": {
          "holder_name": "JOHN DOE",
          "iin": "41111111",
          "lfd": "1111",
          "number_length": 16,
          "security_code_length": 3,
          "brand": "VISA",
          "issuer_name": "JPMORGAN CHASE BANK, N.A.",
          "issuer_code": null,
          "category": "",
          "type": "CREDIT"
        }
      }
    }
  },
  "customer_payer": {
    "id": null,
    "merchant_customer_id": null,
    "first_name": "JOHN",
    "last_name": "DOE",
    "gender": null,
    "date_of_birth": null,
    "email": "[email protected]",
    "nationality": null,
    "ip_address": null,
    "device_fingerprint": null,
    "browser_info": null,
    "document": null,
    "phone": null,
    "billing_address": null,
    "shipping_address": null
  },
  "additional_data": {
    "airline": null,
    "order": null,
    "seller_details": null
  },
  "taxes": null,
  "transactions": {
    "id": "e40b36bd-a785-4f10-ab94-95b1abed1c3a",
    "type": "AUTHORIZE",
    "status": "SUCCEEDED",
    "category": "CARD",
    "amount": 20000,
    "provider_id": "YUNO_TEST_PAYMENT_GW",
    "payment_method": {
      "vaulted_token": "",
      "type": "CARD",
      "vault_on_success": false,
      "token": "",
      "detail": {
        "card": {
          "verify": null,
          "capture": false,
          "installments": 1,
          "first_installment_deferral": 0,
          "installments_type": "",
          "installment_amount": null,
          "soft_descriptor": "",
          "authorization_code": "",
          "retrieval_reference_number": "",
          "voucher": null,
          "card_data": {
            "holder_name": "JOHN DOE",
            "iin": "41111111",
            "lfd": "1111",
            "number_length": 16,
            "security_code_length": 3,
            "brand": "VISA",
            "issuer_name": "JPMORGAN CHASE BANK, N.A.",
            "issuer_code": null,
            "category": "",
            "type": "CREDIT"
          }
        }
      }
    },
    "response_code": "SUCCEEDED",
    "response_message": "Transaction successful",
    "reason": null,
    "description": null,
    "merchant_reference": null,
    "provider_data": {
      "id": "YUNO_TEST_PAYMENT_GW",
      "transaction_id": "717c2ee8-603d-4633-9ca9-37ec82d52a76",
      "account_id": "",
      "status": "SUCCEEDED",
      "sub_status": "",
      "status_detail": "",
      "response_message": "",
      "raw_response": {
        "amount": {
          "currency": "BRL",
          "value": 2100
        },
        "merchantAccount": "YunoPaymentsECOM",
        "paymentPspReference": "ZKHXKZGXMLBX8N82",
        "pspReference": "VKJTCWZ9575ZGN82",
        "reference": "34343434",
        "status": "received"
      }
    },
    "created_at": "2023-04-12T02:01:14.758882Z",
    "updated_at": "2023-04-12T02:01:14.934272Z"
  },
  "split": [],
  "workflow": "DIRECT",
  "metadata": null,
  "fraud_screening": null
}

Card Direct for authorization with airline data

Example of a request for authorization with airline data using Card Direct. Below are examples of a request and the received response for successful payment creation. The request is presented using the cURL format, and the response is a JSON object.

curl --request POST \
     --url https://api-sandbox.y.uno/v1/payments \
     --header 'X-Idempotency-Key: <Your idempotency-key>' \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --header 'private-secret-key: <Your private-secret-key>' \
     --header 'public-api-key: <Your public-api-key>' \
     --data '
{
  "additional_data": {
    "airline": {
      "legs": [
        {
          "departure_airport": "BOG",
          "departure_datetime": "2024-07-03T05:00:00",
          "departure_airport_timezone": "GMT-05",
          "arrival_airport": "BOM",
          "carrier_code": "PR",
          "flight_number": "AV348",
          "fare_basis_code": "Y",
          "fare_class_code": "S",
          "base_fare": 18000,
          "base_fare_currency": "COP",
          "stopover_code": "O"
        }
      ],
      "passengers": [
        {
          "document": {
            "document_number": "1092456327",
            "document_type": "CC",
            "country": "CO"
          },
          "first_name": "JOHN",
          "last_name": "DOE",
          "middle_name": "STEPHEN",
          "type": "A",
          "date_of_birth": "1998-01-01",
          "nationality": "CO",
          "loyalty_number": "79250001",
          "loyalty_tier": "DIAMOND"
        }
      ],
      "tickets": [
        {
          "issue": {
            "carrier_prefix_code": "134",
            "travel_agent_code": "A104121",
            "travel_agent_name": "AEROVIAJES",
            "date": "2023-10-31T01:30:00.000-05:00",
            "address": "Calle 123 2564",
            "city": "BOGOTA",
            "country": "CO",
            "zip_code": "111111"
          },
          "ticket_number": "BRB0001",
          "e_ticket": true,
          "restricted": false,
          "total_fare_amount": 20000,
          "total_tax_amount": 18000,
          "total_fee_amount": 1000
        },
        {
          "issue": {
            "carrier_prefix_code": "134",
            "travel_agent_code": "A104121",
            "travel_agent_name": "AEROVIAJES",
            "date": "2023-10-31T01:30:00.000-05:00",
            "address": "Calle 123 2564",
            "city": "BOGOTA",
            "country": "CO",
            "zip_code": "111111"
          },
          "ticket_number": "BRB0002",
          "e_ticket": true,
          "restricted": false,
          "total_fare_amount": 20000,
          "total_tax_amount": 18000,
          "total_fee_amount": 1000
        }
      ],
      "pnr": "ABC123"
    }
  },
  "country": "MX",
  "amount": {
    "currency": "MXN",
    "value": "2000"
  },
  "customer_payer": {
    "browser_info": {
      "accept_browser": true,
      "accept_content": true,
      "javascript_enabled": true
    },
    "document": {
      "document_number": "1092345673",
      "document_type": "CC"
    },
    "billing_address": {
      "country": "CO",
      "address_line_1": "Calle 123",
      "address_line_2": "25-42",
      "city": "BOGOTA",
      "state": "CUNDINAMARCA",
      "zip_code": "110110"
    },
    "shipping_address": {
      "country": "AR"
    },
    "first_name": "JOHN",
    "last_name": "DOE",
    "gender": "M",
    "date_of_birth": "1998-01-01",
    "email": "[email protected]",
    "nationality": "CO",
    "ip_address": "192.0.0.1"
  },
  "payment_method": {
    "detail": {
      "card": {
        "card_data": {
          "number": "4111111111111111",
          "expiration_month": 11,
          "expiration_year": 28,
          "security_code": "123",
          "holder_name": "JOHN DOE"
        },
        "capture": false
      }
    },
    "type": "CARD"
  },
  "account_id": "c004cfd7-0c65-4add-b9b3-3d7e3949c9f1",
  "description": "SUCCESSFUL",
  "merchant_order_id": "Order_id",
  "merchant_reference": "Example_Merchant_Reference",
  "workflow": "DIRECT"
}
'
{
  "id": "2c6f6ba5-7830-43f8-87af-ccad8fb09f35",
  "account_id": "c004cfd7-0c65-4add-b9b3-3d7e3949c9f1",
  "description": "SUCCESSFUL",
  "country": "CO",
  "status": "SUCCEEDED",
  "sub_status": "APPROVED",
  "merchant_order_id": "Order_id",
  "created_at": "2023-04-14T18:18:02.168659Z",
  "updated_at": "2023-04-14T18:18:02.586330Z",
  "amount": {
    "currency": "COP",
    "value": 20000,
    "refunded": 0,
    "captured": 0
  },
  "checkout": {
    "session": "",
    "sdk_action_required": false
  },
  "payment_method": {
    "vaulted_token": "",
    "type": "CARD",
    "vault_on_success": false,
    "token": "",
    "payment_method_detail": {
      "card": {
        "verify": null,
        "capture": false,
        "installments": 1,
        "first_installment_deferral": 0,
        "installments_type": "",
        "installment_amount": null,
        "soft_descriptor": "",
        "authorization_code": "",
        "retrieval_reference_number": "",
        "voucher": null,
        "card_data": {
          "holder_name": "JOHN DOE",
          "iin": "41111111",
          "lfd": "1111",
          "number_length": 16,
          "security_code_length": 3,
          "brand": "VISA",
          "issuer_name": "JPMORGAN CHASE BANK, N.A.",
          "issuer_code": null,
          "category": "",
          "type": "CREDIT"
        }
      }
    }
  },
  "customer_payer": {
    "id": null,
    "merchant_customer_id": null,
    "first_name": "JOHN",
    "last_name": "DOE",
    "gender": null,
    "date_of_birth": null,
    "email": "[email protected]",
    "nationality": null,
    "ip_address": null,
    "device_fingerprint": null,
    "browser_info": null,
    "document": null,
    "phone": null,
    "billing_address": null,
    "shipping_address": null
  },
  "additional_data": {
    "airline": {
      "pnr": "ABC123",
      "legs": [
        {
          "departure_airport": "BOG",
          "departure_datetime": "2023-10-31T01:30:00.000-05:00",
          "departure_airport_timezone": "GMT-05",
          "arrival_airport": "BOM",
          "carrier_code": "PR",
          "flight_number": "AV348",
          "fare_basis_code": "",
          "fare_class_code": "",
          "base_fare": null,
          "base_fare_currency": null,
          "stopover_code": null
        }
      ],
      "passengers": [
        {
          "first_name": "JOHN",
          "last_name": "DOE",
          "middle_name": null,
          "type": "A",
          "date_of_birth": "1998-01-01",
          "nationality": "CO",
          "document": {
            "document_type": "CC",
            "document_number": "123456"
          },
          "country": null,
          "loyalty_number": null,
          "loyalty_tier": null
        }
      ],
      "tickets": [
        {
          "ticket_number": "BRB0001",
          "e_ticket": true,
          "restricted": false,
          "total_fare_amount": 20000,
          "total_tax_amount": 18000,
          "total_fee_amount": 1000,
          "issue": {
            "carrier_prefix_code": "134",
            "travel_agent_code": "A104121",
            "travel_agent_name": "AEROVIAJES",
            "date": "2023-10-31T01:30:00.000-05:00",
            "address": "Calle 123 2564",
            "city": "BOGOTA",
            "country": "CO",
            "zip_code": "111111"
          }
        },
        {
          "ticket_number": "BRB0002",
          "e_ticket": true,
          "restricted": false,
          "total_fare_amount": 20000,
          "total_tax_amount": 18000,
          "total_fee_amount": 1000,
          "issue": {
            "carrier_prefix_code": "134",
            "travel_agent_code": "A104121",
            "travel_agent_name": "AEROVIAJES",
            "date": "2023-10-31T01:30:00.000-05:00",
            "address": "Calle 123 2564",
            "city": "BOGOTA",
            "country": "CO",
            "zip_code": "111111"
          }
        }
      ]
    },
    "order": null,
    "seller_details": null
  },
  "taxes": null,
  "transactions": {
    "id": "a058d0e6-5f1f-480d-b6bb-b957535da1dc",
    "type": "PURCHASE",
    "status": "SUCCEEDED",
    "category": "CARD",
    "amount": 20000,
    "provider_id": "YUNO_TEST_PAYMENT_GW",
    "payment_method": {
      "vaulted_token": "",
      "type": "CARD",
      "vault_on_success": false,
      "token": "",
      "detail": {
        "card": {
          "verify": null,
          "capture": false,
          "installments": 1,
          "first_installment_deferral": 0,
          "installments_type": "",
          "installment_amount": null,
          "soft_descriptor": "",
          "authorization_code": "",
          "retrieval_reference_number": "",
          "voucher": null,
          "card_data": {
            "holder_name": "JOHN DOE",
            "iin": "41111111",
            "lfd": "1111",
            "number_length": 16,
            "security_code_length": 3,
            "brand": "VISA",
            "issuer_name": "JPMORGAN CHASE BANK, N.A.",
            "issuer_code": null,
            "category": "",
            "type": "CREDIT"
          }
        }
      }
    },
    "response_code": "SUCCEEDED",
    "response_message": "Transaction successful",
    "reason": null,
    "description": null,
    "merchant_reference": null,
    "provider_data": {
      "id": "YUNO_TEST_PAYMENT_GW",
      "transaction_id": "d254598e-35da-4ad4-9389-fb527e323789",
      "account_id": "",
      "status": "SUCCEEDED",
      "sub_status": "",
      "status_detail": "",
      "response_message": "",
      "raw_response": {
        "amount": {
          "currency": "BRL",
          "value": 2100
        },
        "merchantAccount": "YunoPaymentsECOM",
        "paymentPspReference": "ZKHXKZGXMLBX8N82",
        "pspReference": "VKJTCWZ9575ZGN82",
        "reference": "34343434",
        "status": "received"
      }
    },
    "created_at": "2023-04-14T18:18:02.393119Z",
    "updated_at": "2023-04-14T18:18:02.554375Z"
  },
  "split": [],
  "workflow": "DIRECT",
  "metadata": null,
  "fraud_screening": null
}

Card Direct with installments

Example of a request for payment with installments using Card Direct. Below are examples of a request and the received response for successful payment creation. The request is presented using the cURL format, and the response is a JSON object.

curl --request POST \
     --url https://api-sandbox.y.uno/v1/payments \
     --header 'X-Idempotency-Key: <Your idempotency-key>' \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --header 'private-secret-key: <Your private-secret-key>' \
     --header 'public-api-key: <Your public-api-key>' \
     --data '
{
  "country": "CO",
  "amount": {
    "currency": "COP",
    "value": "20000"
  },
  "customer_payer": {
    "first_name": "JOHN",
    "last_name": "DOE",
    "email": "[email protected]"
  },
  "payment_method": {
    "detail": {
      "card": {
        "card_data": {
          "number": "4111111111111111",
          "expiration_month": 11,
          "expiration_year": 28,
          "security_code": "123",
          "holder_name": "JOHN DOE"
        },
        "installments": 12
      }
    },
    "type": "CARD"
  },
  "account_id": "c004cfd7-0c65-4add-b9b3-3d7e3949c9f1",
  "description": "SUCCESSFUL",
  "merchant_order_id": "Order_id",
  "workflow": "DIRECT"
}
'
{
  "id": "bd305bca-2e87-45d1-9b69-2fcdde0c368e",
  "account_id": "c004cfd7-0c65-4add-b9b3-3d7e3949c9f1",
  "description": "SUCCESSFUL",
  "country": "CO",
  "status": "SUCCEEDED",
  "sub_status": "APPROVED",
  "merchant_order_id": "Order_id",
  "created_at": "2023-04-12T00:47:24.704068Z",
  "updated_at": "2023-04-12T00:47:24.997201Z",
  "amount": {
    "currency": "COP",
    "value": 20000,
    "refunded": 0,
    "captured": 0
  },
  "checkout": {
    "session": "",
    "sdk_action_required": false
  },
  "payment_method": {
    "vaulted_token": "",
    "type": "CARD",
    "vault_on_success": false,
    "token": "",
    "payment_method_detail": {
      "card": {
        "verify": null,
        "capture": false,
        "installments": 12,
        "first_installment_deferral": 0,
        "installments_type": "",
        "installment_amount": null,
        "soft_descriptor": "",
        "authorization_code": "",
        "retrieval_reference_number": "",
        "voucher": null,
        "card_data": {
          "holder_name": "JOHN DOE",
          "iin": "41111111",
          "lfd": "1111",
          "number_length": 16,
          "security_code_length": 3,
          "brand": "VISA",
          "issuer_name": "JPMORGAN CHASE BANK, N.A.",
          "issuer_code": null,
          "category": "",
          "type": "CREDIT"
        }
      }
    }
  },
  "customer_payer": {
    "id": null,
    "merchant_customer_id": null,
    "first_name": "JOHN",
    "last_name": "DOE",
    "gender": null,
    "date_of_birth": null,
    "email": "[email protected]",
    "nationality": null,
    "ip_address": null,
    "device_fingerprint": null,
    "browser_info": null,
    "document": null,
    "phone": null,
    "billing_address": null,
    "shipping_address": null
  },
  "additional_data": {
    "airline": null,
    "order": null,
    "seller_details": null
  },
  "taxes": null,
  "transactions": {
    "id": "6eba574a-4229-44b4-b5e6-ed30c54fbfc5",
    "type": "PURCHASE",
    "status": "SUCCEEDED",
    "category": "CARD",
    "amount": 20000,
    "provider_id": "YUNO_TEST_PAYMENT_GW",
    "payment_method": {
      "vaulted_token": "",
      "type": "CARD",
      "vault_on_success": false,
      "token": "",
      "detail": {
        "card": {
          "verify": null,
          "capture": false,
          "installments": 12,
          "first_installment_deferral": 0,
          "installments_type": "",
          "installment_amount": null,
          "soft_descriptor": "",
          "authorization_code": "",
          "retrieval_reference_number": "",
          "voucher": null,
          "card_data": {
            "holder_name": "JOHN DOE",
            "iin": "41111111",
            "lfd": "1111",
            "number_length": 16,
            "security_code_length": 3,
            "brand": "VISA",
            "issuer_name": "JPMORGAN CHASE BANK, N.A.",
            "issuer_code": null,
            "category": "",
            "type": "CREDIT"
          }
        }
      }
    },
    "response_code": "SUCCEEDED",
    "response_message": "Transaction successful",
    "reason": null,
    "description": null,
    "merchant_reference": null,
    "provider_data": {
      "id": "YUNO_TEST_PAYMENT_GW",
      "transaction_id": "60674ed4-f0a8-4f72-ba78-6f32ae89e1d5",
      "account_id": "",
      "status": "SUCCEEDED",
      "sub_status": "",
      "status_detail": "",
      "response_message": "",
      "raw_response": {
        "amount": {
          "currency": "BRL",
          "value": 2100
        },
        "merchantAccount": "YunoPaymentsECOM",
        "paymentPspReference": "ZKHXKZGXMLBX8N82",
        "pspReference": "VKJTCWZ9575ZGN82",
        "reference": "34343434",
        "status": "received"
      }
    },
    "created_at": "2023-04-12T00:47:24.824497Z",
    "updated_at": "2023-04-12T00:47:24.961960Z"
  },
  "split": [],
  "workflow": "DIRECT",
  "metadata": null,
  "fraud_screening": null
}

Card Direct with customer, billing, shipping and order items

Example of a declined request for payment using Card Direct. Below are examples of a request and the received response for successful payment creation. The request is presented using the cURL format, and the response is a JSON object.

curl --request POST \
     --url https://api-sandbox.y.uno/v1/payments \
     --header 'X-Idempotency-Key: <Your idempotency-key>' \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --header 'private-secret-key: <Your private-secret-key>' \
     --header 'public-api-key: <Your public-api-key>' \
     --data '
{
    "description": "Test",
    "account_id": "{{account-code}}",
    "merchant_order_id": "0000023",
    "country": "CO",
    "merchant_reference" : "reference-{{$randomUUID}}",
    "amount": {
        "currency": "COP",
        "value": 5000
    },
    "additional_data": {
        "order": {
            "fee_amount": 0,
            "items": [
                {
                    "brand": "XYZ",
                    "category": "Clothes",
                    "id": "123AD",
                    "manufacture_part_number": "XYZ123456",
                    "name": "Skirt",
                    "quantity": 1,
                    "sku_code": "8765432109",
                    "unit_amount": 5000
                }
            ],
            "shipping_amount": 0
        }
    },
    "customer_payer": {
        "merchant_customer_id": "1690160896",
        "first_name": "Braeden",
        "last_name": "Bruen",
        "gender": "F",
        "date_of_birth": "1990-02-28",
        "email": "[email protected]",
        "nationality": "CO",
        "ip_address": null,
        "device_fingerprint": null,
        "document": {
            "document_type": "CC",
            "document_number": "1032765432"
        },
        "phone": {
            "number": "3132450765",
            "country_code": "57"
        },
        "billing_address": {
            "address_line_1": "Calle 34 # 56 - 78",
            "address_line_2": "Apartamento 502, Torre I",
            "country": "CO",
            "state": "Cundinamarca",
            "city": "Bogotá",
            "zip_code": "111111"
        },
        "shipping_address": {
            "address_line_1": "Calle 34 # 56 - 78",
            "address_line_2": "Apartamento 502, Torre I",
            "country": "CO",
            "state": "Cundinamarca",
            "city": "Bogotá",
            "zip_code": "111111"
        }
    },
    "workflow": "DIRECT",
    "payment_method": {
        "type": "CARD",
        "detail": {
            "card": {
                "card_data": {
                    "number": "4051885600446623",
                    "holder_name": "JOHN DOE",
                    "expiration_month": 10,
                    "expiration_year": 26,
                    "security_code": "456"
                }
            }
        }
    }
}
'
{
    "id": "cf205a5e-140e-4c08-9a5b-ee44b91256dc",
    "account_id": "493e9374-510a-4201-9e09-de669d75f256",
    "description": "Test",
    "country": "CO",
    "status": "SUCCEEDED",
    "sub_status": "APPROVED",
    "merchant_order_id": "0000023",
    "created_at": "2023-07-24T01:08:17.039613Z",
    "updated_at": "2023-07-24T01:08:19.300337Z",
    "amount": {
        "captured": 0.00,
        "currency": "COP",
        "refunded": 0.00,
        "value": 5000.00
    },
    "checkout": {
        "session": "",
        "sdk_action_required": false
    },
    "payment_method": {
        "vaulted_token": "",
        "type": "CARD",
        "vault_on_success": false,
        "token": "",
        "payment_method_detail": {
            "card": {
                "verify": null,
                "capture": true,
                "installments": 1,
                "first_installment_deferral": 0,
                "installments_type": "",
                "installment_amount": null,
                "soft_descriptor": "",
                "authorization_code": "123456",
                "retrieval_reference_number": "",
                "voucher": null,
                "card_data": {
                    "holder_name": "JOHN DOE",
                    "iin": "40518856",
                    "lfd": "6623",
                    "number_length": 16,
                    "security_code_length": 3,
                    "brand": "VISA",
                    "issuer_name": "",
                    "issuer_code": null,
                    "category": null,
                    "type": "CREDIT",
                    "three_d_secure": {
                        "version": null,
                        "electronic_commerce_indicator": null,
                        "cryptogram": null,
                        "transaction_id": null,
                        "directory_server_transaction_id": null,
                        "pares_status": null,
                        "acs_id": null
                    }
                }
            }
        }
    },
    "customer_payer": {
        "id": null,
        "merchant_customer_id": "1690160896",
        "first_name": "Braeden",
        "last_name": "Bruen",
        "gender": "F",
        "date_of_birth": "1990-02-28",
        "email": "[email protected]",
        "nationality": "CO",
        "ip_address": null,
        "device_fingerprint": null,
        "browser_info": {
            "user_agent": "",
            "accept_header": "",
            "accept_content": null,
            "accept_browser": null,
            "color_depth": "",
            "screen_height": "",
            "screen_width": "",
            "javascript_enabled": null,
            "java_enabled": null,
            "browser_time_difference": null,
            "language": ""
        },
        "document": {
            "document_type": "CC",
            "document_number": "1032765432"
        },
        "phone": {
            "number": "3132450765",
            "country_code": "57"
        },
        "billing_address": {
            "address_line_1": "Calle 34 # 56 - 78",
            "address_line_2": "Apartamento 502, Torre I",
            "country": "CO",
            "state": "Cundinamarca",
            "city": "Bogotá",
            "zip_code": "111111"
        },
        "shipping_address": {
            "address_line_1": "Calle 34 # 56 - 78",
            "address_line_2": "Apartamento 502, Torre I",
            "country": "CO",
            "state": "Cundinamarca",
            "city": "Bogotá",
            "zip_code": "111111"
        }
    },
    "additional_data": {
        "airline": null,
        "order": {
            "fee_amount": 0,
            "shipping_amount": 0,
            "items": [
                {
                    "id": "123AD",
                    "name": "Skirt",
                    "quantity": 1,
                    "unit_amount": 5000,
                    "category": "Clothes",
                    "brand": "XYZ",
                    "sku_code": "8765432109",
                    "manufacture_part_number": "XYZ123456"
                }
            ]
        },
        "seller_details": null
    },
    "taxes": null,
    "transactions": {
        "id": "bf442c7f-2393-4607-98b5-a4c2a8a97bbc",
        "type": "PURCHASE",
        "status": "SUCCEEDED",
        "category": "CARD",
        "amount": 5000.00,
        "provider_id": "YUNO_TEST_PAYMENT_GW",
        "payment_method": {
            "vaulted_token": "",
            "type": "CARD",
            "vault_on_success": false,
            "token": "",
            "detail": {
                "card": {
                    "verify": null,
                    "capture": true,
                    "installments": 1,
                    "first_installment_deferral": 0,
                    "installments_type": "",
                    "installment_amount": null,
                    "soft_descriptor": "",
                    "authorization_code": "123456",
                    "retrieval_reference_number": "",
                    "voucher": null,
                    "card_data": {
                        "holder_name": "JOHN DOE",
                        "iin": "40518856",
                        "lfd": "6623",
                        "number_length": 16,
                        "security_code_length": 3,
                        "brand": "VISA",
                        "issuer_name": "",
                        "issuer_code": null,
                        "category": null,
                        "type": "CREDIT",
                        "three_d_secure": {
                            "version": null,
                            "electronic_commerce_indicator": null,
                            "cryptogram": null,
                            "transaction_id": null,
                            "directory_server_transaction_id": null,
                            "pares_status": null,
                            "acs_id": null
                        }
                    }
                }
            }
        },
        "response_code": "SUCCEEDED",
        "response_message": "Transaction successful",
        "reason": null,
        "description": "Test",
        "merchant_reference": "reference-9260ef97-81b5-4e35-ac17-0d3d124a0d59",
        "provider_data": {
            "id": "YUNO_TEST_PAYMENT_GW",
            "transaction_id": "ade1dcf5-cbf5-408b-84af-f504abe01a26",
            "account_id": "",
            "status": "SUCCEEDED",
            "sub_status": "",
            "status_detail": "",
            "response_message": "",
            "raw_response": {
                "amount": {
                    "currency": "BRL",
                    "value": 2100
                },
                "merchantAccount": "YunoPaymentsECOM",
                "paymentPspReference": "ZKHXKZGXMLBX8N82",
                "pspReference": "VKJTCWZ9575ZGN82",
                "reference": "34343434",
                "status": "received"
            },
            "third_party_transaction_id": ""
        },
        "created_at": "2023-07-24T01:08:17.147871Z",
        "updated_at": "2023-07-24T01:08:19.222926Z"
    },
    "split": [],
    "workflow": "DIRECT",
    "metadata": [],
    "fraud_screening": null,
    "payment_link_code": ""
}

Card Direct with vault on success

Example of a successful request for payment using Card Direct. Below are examples of a request and the received response for successful payment creation. The request is presented using the cURL format, and the response is a JSON object.

curl --request POST \
     --url https://api-sandbox.y.uno/v1/payments \
     --header 'X-Idempotency-Key: <Your idempotency-key>' \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --header 'private-secret-key: <Your private-secret-key>' \
     --header 'public-api-key: <Your public-api-key>' \
     --data '
{
    "description": "Test",
    "account_id": "{{account-code}}",
    "merchant_order_id": "0000023",
    "country": "CO",
    "merchant_reference" : "reference-{{$randomUUID}}",
    "amount": {
        "currency": "COP",
        "value": 5000
    },
    "customer_payer": {
        "id":"967ecd18-d898-4b88-9400-dd5b01b18edc",
        "merchant_customer_id": "1690161049",
        "first_name": "Giovanna",
        "last_name": "Bartell",
        "email": "[email protected]",
        "device_fingerprint": "hi88287gbd8d7d782ge287gbd8d7d78"
    },
    "workflow": "DIRECT",
    "payment_method": {
        "type": "CARD",
        "vault_on_success":true,
        "detail": {
            "card": {
                "card_data": {
                    "number": "4051885600446623",
                    "holder_name": "JOHN DOE",
                    "expiration_month": 10,
                    "expiration_year": 26,
                    "security_code": "456"
                }
            }
        }
    }
}
'
{
    "id": "96b56df3-0013-4401-b58e-646f5e716ab8",
    "account_id": "493e9374-510a-4201-9e09-de669d75f256",
    "description": "Test",
    "country": "CO",
    "status": "SUCCEEDED",
    "sub_status": "APPROVED",
    "merchant_order_id": "0000023",
    "created_at": "2023-07-24T01:27:23.360857Z",
    "updated_at": "2023-07-24T01:27:25.682059Z",
    "amount": {
        "captured": 0.00,
        "currency": "COP",
        "refunded": 0.00,
        "value": 5000.00
    },
    "checkout": {
        "session": "",
        "sdk_action_required": false
    },
    "payment_method": {
        "vaulted_token": "eb8caa17-6407-457b-960e-125d8d7a90c1",
        "type": "CARD",
        "vault_on_success": true,
        "token": "",
        "payment_method_detail": {
            "card": {
                "verify": null,
                "capture": true,
                "installments": 1,
                "first_installment_deferral": 0,
                "installments_type": "",
                "installment_amount": null,
                "soft_descriptor": "",
                "authorization_code": "123456",
                "retrieval_reference_number": "",
                "voucher": null,
                "card_data": {
                    "holder_name": "JOHN DOE",
                    "iin": "40518856",
                    "lfd": "6623",
                    "number_length": 16,
                    "security_code_length": 3,
                    "brand": "VISA",
                    "issuer_name": "",
                    "issuer_code": null,
                    "category": null,
                    "type": "CREDIT",
                    "three_d_secure": {
                        "version": null,
                        "electronic_commerce_indicator": null,
                        "cryptogram": null,
                        "transaction_id": null,
                        "directory_server_transaction_id": null,
                        "pares_status": null,
                        "acs_id": null
                    }
                }
            }
        }
    },
    "customer_payer": {
        "id": "967ecd18-d898-4b88-9400-dd5b01b18edc",
        "merchant_customer_id": "1690161049",
        "first_name": "Giovanna",
        "last_name": "Bartell",
        "gender": null,
        "date_of_birth": null,
        "email": "[email protected]",
        "nationality": null,
        "ip_address": null,
        "device_fingerprint": "hi88287gbd8d7d782ge287gbd8d7d78",
        "browser_info": {
            "user_agent": "",
            "accept_header": "",
            "accept_content": null,
            "accept_browser": null,
            "color_depth": "",
            "screen_height": "",
            "screen_width": "",
            "javascript_enabled": null,
            "java_enabled": null,
            "browser_time_difference": null,
            "language": ""
        },
        "document": null,
        "phone": null,
        "billing_address": null,
        "shipping_address": null
    },
    "additional_data": null,
    "taxes": null,
    "transactions": {
        "id": "85c19c82-dc31-4a50-aa7d-570d89dbc475",
        "type": "PURCHASE",
        "status": "SUCCEEDED",
        "category": "CARD",
        "amount": 5000.00,
        "provider_id": "YUNO_TEST_PAYMENT_GW",
        "payment_method": {
            "vaulted_token": "eb8caa17-6407-457b-960e-125d8d7a90c1",
            "type": "CARD",
            "vault_on_success": true,
            "token": "",
            "detail": {
                "card": {
                    "verify": null,
                    "capture": true,
                    "installments": 1,
                    "first_installment_deferral": 0,
                    "installments_type": "",
                    "installment_amount": null,
                    "soft_descriptor": "",
                    "authorization_code": "123456",
                    "retrieval_reference_number": "",
                    "voucher": null,
                    "card_data": {
                        "holder_name": "JOHN DOE",
                        "iin": "40518856",
                        "lfd": "6623",
                        "number_length": 16,
                        "security_code_length": 3,
                        "brand": "VISA",
                        "issuer_name": "",
                        "issuer_code": null,
                        "category": null,
                        "type": "CREDIT",
                        "three_d_secure": {
                            "version": null,
                            "electronic_commerce_indicator": null,
                            "cryptogram": null,
                            "transaction_id": null,
                            "directory_server_transaction_id": null,
                            "pares_status": null,
                            "acs_id": null
                        }
                    }
                }
            }
        },
        "response_code": "SUCCEEDED",
        "response_message": "Transaction successful",
        "reason": null,
        "description": "Test",
        "merchant_reference": "reference-7cf75e3a-c8eb-4c62-bd02-74928f68f174",
        "provider_data": {
            "id": "YUNO_TEST_PAYMENT_GW",
            "transaction_id": "604075b9-52e9-48f5-8fcf-3c2d9bacbe66",
            "account_id": "",
            "status": "SUCCEEDED",
            "sub_status": "",
            "status_detail": "",
            "response_message": "",
            "raw_response": {
                "amount": {
                    "currency": "BRL",
                    "value": 2100
                },
                "merchantAccount": "YunoPaymentsECOM",
                "paymentPspReference": "ZKHXKZGXMLBX8N82",
                "pspReference": "VKJTCWZ9575ZGN82",
                "reference": "34343434",
                "status": "received"
            },
            "third_party_transaction_id": ""
        },
        "created_at": "2023-07-24T01:27:23.473451Z",
        "updated_at": "2023-07-24T01:27:25.550651Z"
    },
    "split": [],
    "workflow": "DIRECT",
    "metadata": [],
    "fraud_screening": null,
    "payment_link_code": ""
}

Card Direct with vaulted token

Example of a request for payment using Card Direct with a vaulted token. Below are examples of a request and the received response for successful payment creation. The request is presented using the cURL format, and the response is a JSON object.

curl --request POST \
     --url https://api-sandbox.y.uno/v1/payments \
     --header 'X-Idempotency-Key: <Your idempotency-key>' \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --header 'private-secret-key: <Your private-secret-key>' \
     --header 'public-api-key: <Your public-api-key>' \
     --data '
{
    "description": "Test",
    "account_id": "{{account-code}}",
    "merchant_order_id": "0000023",
    "country": "CO",
    "merchant_reference" : "reference-{{$randomUUID}}",
    "amount": {
        "currency": "COP",
        "value": 5000
    },
    "customer_payer": {
        "id":"967ecd18-d898-4b88-9400-dd5b01b18edc",
        "merchant_customer_id": "1690161049",
        "first_name": "Giovanna",
        "last_name": "Bartell",
        "email": "[email protected]",
        "device_fingerprint": "hi88287gbd8d7d782ge287gbd8d7d78"
    },
    "workflow": "DIRECT",
    "payment_method": {
        "type":"CARD",
        "vaulted_token": "eb8caa17-6407-457b-960e-125d8d7a90c1"
    }
}
'
{
    "id": "821ddfe4-309a-46a8-bd4b-819564aa9c5a",
    "account_id": "493e9374-510a-4201-9e09-de669d75f256",
    "description": "Test",
    "country": "CO",
    "status": "SUCCEEDED",
    "sub_status": "APPROVED",
    "merchant_order_id": "0000023",
    "created_at": "2023-07-24T01:28:45.444722Z",
    "updated_at": "2023-07-24T01:28:47.712002Z",
    "amount": {
        "captured": 0.00,
        "currency": "COP",
        "refunded": 0.00,
        "value": 5000.00
    },
    "checkout": {
        "session": "",
        "sdk_action_required": false
    },
    "payment_method": {
        "vaulted_token": "eb8caa17-6407-457b-960e-125d8d7a90c1",
        "type": "CARD",
        "vault_on_success": false,
        "token": "",
        "payment_method_detail": {
            "card": {
                "verify": null,
                "capture": true,
                "installments": 1,
                "first_installment_deferral": 0,
                "installments_type": "",
                "installment_amount": null,
                "soft_descriptor": "",
                "authorization_code": "123456",
                "retrieval_reference_number": "",
                "voucher": null,
                "card_data": {
                    "holder_name": "JOHN DOE",
                    "iin": "40518856",
                    "lfd": "6623",
                    "number_length": 16,
                    "security_code_length": 3,
                    "brand": "VISA",
                    "issuer_name": "",
                    "issuer_code": null,
                    "category": null,
                    "type": "CREDIT",
                    "three_d_secure": {
                        "version": null,
                        "electronic_commerce_indicator": null,
                        "cryptogram": null,
                        "transaction_id": null,
                        "directory_server_transaction_id": null,
                        "pares_status": null,
                        "acs_id": null
                    }
                }
            }
        }
    },
    "customer_payer": {
        "id": "967ecd18-d898-4b88-9400-dd5b01b18edc",
        "merchant_customer_id": "1690161049",
        "first_name": "Giovanna",
        "last_name": "Bartell",
        "gender": null,
        "date_of_birth": null,
        "email": "[email protected]",
        "nationality": null,
        "ip_address": null,
        "device_fingerprint": "hi88287gbd8d7d782ge287gbd8d7d78",
        "browser_info": {
            "user_agent": "",
            "accept_header": "",
            "accept_content": null,
            "accept_browser": null,
            "color_depth": "",
            "screen_height": "",
            "screen_width": "",
            "javascript_enabled": null,
            "java_enabled": null,
            "browser_time_difference": null,
            "language": ""
        },
        "document": null,
        "phone": null,
        "billing_address": null,
        "shipping_address": null
    },
    "additional_data": null,
    "taxes": null,
    "transactions": {
        "id": "a47e879e-3cd1-49f3-ab72-fc33b0185057",
        "type": "PURCHASE",
        "status": "SUCCEEDED",
        "category": "CARD",
        "amount": 5000.00,
        "provider_id": "YUNO_TEST_PAYMENT_GW",
        "payment_method": {
            "vaulted_token": "eb8caa17-6407-457b-960e-125d8d7a90c1",
            "type": "CARD",
            "vault_on_success": false,
            "token": "",
            "detail": {
                "card": {
                    "verify": null,
                    "capture": true,
                    "installments": 1,
                    "first_installment_deferral": 0,
                    "installments_type": "",
                    "installment_amount": null,
                    "soft_descriptor": "",
                    "authorization_code": "123456",
                    "retrieval_reference_number": "",
                    "voucher": null,
                    "card_data": {
                        "holder_name": "JOHN DOE",
                        "iin": "40518856",
                        "lfd": "6623",
                        "number_length": 16,
                        "security_code_length": 3,
                        "brand": "VISA",
                        "issuer_name": "",
                        "issuer_code": null,
                        "category": null,
                        "type": "CREDIT",
                        "three_d_secure": {
                            "version": null,
                            "electronic_commerce_indicator": null,
                            "cryptogram": null,
                            "transaction_id": null,
                            "directory_server_transaction_id": null,
                            "pares_status": null,
                            "acs_id": null
                        }
                    }
                }
            }
        },
        "response_code": "SUCCEEDED",
        "response_message": "Transaction successful",
        "reason": null,
        "description": "Test",
        "merchant_reference": "reference-22103236-c3fc-4871-9fc0-98ce48a9f553",
        "provider_data": {
            "id": "YUNO_TEST_PAYMENT_GW",
            "transaction_id": "f9bcb8a8-d5d8-4c53-b551-5932c9804f16",
            "account_id": "",
            "status": "SUCCEEDED",
            "sub_status": "",
            "status_detail": "",
            "response_message": "",
            "raw_response": {
                "amount": {
                    "currency": "BRL",
                    "value": 2100
                },
                "merchantAccount": "YunoPaymentsECOM",
                "paymentPspReference": "ZKHXKZGXMLBX8N82",
                "pspReference": "VKJTCWZ9575ZGN82",
                "reference": "34343434",
                "status": "received"
            },
            "third_party_transaction_id": ""
        },
        "created_at": "2023-07-24T01:28:45.562437Z",
        "updated_at": "2023-07-24T01:28:47.639121Z"
    },
    "split": [],
    "workflow": "DIRECT",
    "metadata": [],
    "fraud_screening": null,
    "payment_link_code": ""
}

Card Direct with 3DS

Example of a request for payment using Card Direct with the 3DS implementation that requires the Yuno Setup. Below are examples of a request and the received response for successful payment creation. The request is presented using the cURL format, and the response is a JSON object.

curl --request POST \
     --url https://api-sandbox.y.uno/v1/payments \
     --header 'X-Idempotency-Key: <Your idempotency-key>' \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --header 'private-secret-key: <Your private-secret-key>' \
     --header 'public-api-key: <Your public-api-key>' \
     --data '
{
  "country": "CO",
  "amount": {
    "currency": "COP",
    "value": "20000"
  },
  "customer_payer": {
    "id":"customer-123",
    "first_name": "JOHN",
    "last_name": "DOE",
    "email": "[email protected]"
  },
  "payment_method": {
    "detail": {
      "card": {
        "card_data": {
          "number": "4111111111111111",
          "expiration_month": 11,
          "expiration_year": 28,
          "security_code": "123",
          "holder_name": "JOHN DOE"
        },
        "three_d_secure":{
          "three_d_secure_setup_id":"24127d61-b852-42fb-acd4-1ee661645376"
        }
      }
    },
    "type": "CARD"
  },
  "account_id": "<Your account_id>",
  "description": "SUCCESSFUL",
  "merchant_order_id": "Order_id",
  "callback_url":"www.google.com",
  "workflow": "DIRECT"
}
'
{
    "payment": {
        "id": "cb3ca163-cb79-41d7-b9a3-0115e30a7c01",
        "idempotency_key": "fc0d89a1-8d18-4759-8d0a-ee1c6d0386e2",
        "account_code": "26a6626c-d3ec-4caa-bf7c-a994b145dc00",
        "account_id": "26a6626c-d3ec-4caa-bf7c-a994b145dc00",
        "description": "TEST_3DS",
        "country": "CO",
        "status": "SUCCEEDED",
        "sub_status": "APPROVED",
        "merchant_order_id": "0000023",
        "created_at": "2023-07-17T17:00:39.678379Z",
        "updated_at": "2023-07-17T17:41:48.453381Z",
        "amount": {
            "currency": "COP",
            "value": 5000.00,
            "refunded": 0.00,
            "captured": 0.00
        },
        "checkout": {
            "session": "b0751c96-0b00-4b8c-8372-c16f72f60598",
            "sdk_action_required": false
        },
        "customer_payer": {
            "id": "fc7ef8ae-000d-4903-ab76-494ebc8d5fa3",
            "merchant_customer_id": "1689374657",
            "first_name": "Rashad",
            "last_name": "Rath",
            "gender": null,
            "date_of_birth": null,
            "email": "[email protected]",
            "nationality": null,
            "ip_address": null,
            "device_fingerprint": null,
            "browser_info": null,
            "document": {
                "document_type": "CC",
                "document_number": "38799999"
            },
            "phone": null,
            "billing_address": {
                "address_line_1": "",
                "address_line_2": ""
            },
            "shipping_address": {
                "address_line_1": "",
                "address_line_2": ""
            }
        },
        "additional_data": {
            "airline": null,
            "order": null,
            "seller_details": null
        },
        "taxes": null,
        "transactions": [
            {
                "id": "caada737-27ab-46ca-91a9-744da64c4787",
                "type": "THREE_D_SECURE",
                "status": "SUCCEEDED",
                "category": "CARD",
                "amount": 5000.00,
                "provider_id": "CYBERSOURCE_3DS",
                "payment_method": {
                    "vaulted_token": "",
                    "type": "CARD",
                    "vault_on_success": false,
                    "token": "",
                    "detail": {
                        "card": {
                            "verify": null,
                            "capture": true,
                            "installments": 1,
                            "first_installment_deferral": 0,
                            "installments_type": "",
                            "installment_amount": null,
                            "soft_descriptor": "",
                            "authorization_code": "",
                            "retrieval_reference_number": "",
                            "voucher": null,
                            "redirect_url": "https://checkout.staging.y.uno/payment?session=14c263bd-e01d-400f-885a-70205df8b417",
                            "card_data": {
                                "holder_name": "John Doe",
                                "iin": "44565300",
                                "lfd": "0007",
                                "number_length": 16,
                                "security_code_length": 3,
                                "brand": "VISA",
                                "issuer_name": "",
                                "issuer_code": null,
                                "category": null,
                                "type": "CREDIT",
                                "three_d_secure": {
                                    "three_d_secure_setup_id": "24127d61-b852-42fb-acd4-1ee661645376",
                                    "version": null,                        
                                  	"electronic_commerce_indicator": null,
                                    "cryptogram": null,
                                    "transaction_id": null,
                                  	"directory_server_transaction_id": null,
                                    "pares_status": "Y"
                                }
                            }
                        }
                    }
                },
                "response_code": "SUCCEEDED",
                "response_message": "Transaction successful",
                "reason": null,
                "description": "TEST_3DS",
                "merchant_reference": "reference-5f6dd991-ab14-4da3-b7d8-9f24a04ebd92",
                "provider_data": {
                    "id": "CYBERSOURCE_3DS",
                    "transaction_id": "6896132402506977804951",
                    "account_id": "",
                    "status": "AUTHENTICATION_SUCCESSFUL",
                    "sub_status": "",
                    "status_detail": "",
                    "response_message": "CONSUMER_AUTHENTICATION_REQUIRED",
                    "raw_response": {
                        "clientReferenceInformation": {
                            "code": "24127d61-b852-42fb-acd4-1ee661645376"
                        },
                        "consumerAuthenticationInformation": {
                            "accessToken": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJqdGkiOiIxZmM5ZDVhMS04M2ZhLTQwYWEtYjI5Ny1iZDM1ZGIxODQ4ZjAiLCJpYXQiOjE2ODk2MTMyNDAsImlzcyI6IjVkZDgzYmYwMGU0MjNkMTQ5OGRjYmFjYSIsImV4cCI6MTY4OTYxNjg0MCwiT3JnVW5pdElkIjoiNjQwYTM1NjlkODdhMjUwYTQyNTEwOWRjIiwiUGF5bG9hZCI6eyJBQ1NVcmwiOiJodHRwczovL21lcmNoYW50YWNzc3RhZy5jYXJkaW5hbGNvbW1lcmNlLmNvbS9NZXJjaGFudEFDU1dlYi9wYXJlcS5qc3A_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.5ehSTA5uUKc2DfvTRGJZ8dPKbxAJ5WproKSTLqu4egM",
                            "acsUrl": "https://merchantacsstag.cardinalcommerce.com/MerchantACSWeb/pareq.jsp?vaa=b&gold=AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA",
                            "authenticationPath": "ENROLLED",
                            "authenticationTransactionId": "SzoIoMqsGtJJmkfmyJA0",
                            "pareq": "eNpVUV1vgkAQfL9fQUwfG+6AKtGsl9Bq6kc0ttBonxqEbSWVD4/DqL++dwi1vaedyc7tziwEO4E48jGqBHJYYFmGX2gk8bDjX/JpvjiUz3I2S78/0/PMYx0OK+8VDxyOKMokz7hlMtMG2kKivhDRLswkhzA6PE6X/KHXt60e0AYSSFFMRzwY+8GHM/KBXjGBLEyRv1dZbijaCLCUQGuOQJRXmRRnbrkMaAsIVGLPd1IW5YDSs6mUQDVFgN62WFW6KpW5UxLzN6c4+uv+MtosJ/G4mG/XMt1u9vOXwBsC1R0E4lAit5ntMNdyDcsdMDZw+kBrnkCY6vn8rmsyxu6ZWqhhCBR6lndFXaYf0L+cMlIJgVnUOmkRATwVeYaqR4X5Wysjt/WfJjrSSKqsXOY4zLJ1pjWu5YmKxO4xq9YndT5Ua2hzMdocV1X/jv4DAQ2mWg==",
                            "proofXml": "<AuthProof><Time>2023 Jul 17 17:00:39</Time><DSUrl>https://merchantacsstag.cardinalcommerce.com/MerchantACSWeb/vereq.jsp?acqid=CYBS</DSUrl><VEReqProof><Message id=\"SzoIoMqsGtJJmkfmyJA0\"><VEReq><version>1.0.2</version><pan>XXXXXXXXXXXX0007</pan><Merchant><acqBIN>469216</acqBIN><merID>TEST_3DS</merID></Merchant><Browser><deviceCategory>0</deviceCategory><accept>*/*</accept><userAgent>Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_7) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/114.0.0.0 Safari/537.36</userAgent></Browser></VEReq></Message></VEReqProof><VEResProof><Message id=\"SzoIoMqsGtJJmkfmyJA0\"><VERes><version>1.0.2</version><CH><enrolled>Y</enrolled><acctID>7033012</acctID></CH><url>https://merchantacsstag.cardinalcommerce.com/MerchantACSWeb/pareq.jsp?vaa=b&amp;gold=AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA</url><protocol>ThreeDSecure</protocol></VERes></Message></VEResProof></AuthProof>",
                            "proxyPan": "7033012",
                            "specificationVersion": "1.0.2",
                            "stepUpUrl": "https://centinelapistag.cardinalcommerce.com/V2/Cruise/StepUp",
                            "strongAuthentication": {
                                "OutageExemptionIndicator": "0"
                            },
                            "token": "AxjzbwSTddcP6s4BiIKXABEBURzGv4QYVRP0JAY/LtaSZejFq0T8BEAAwwdp",
                            "veresEnrolled": "Y",
                            "xid": "U3pvSW9NcXNHdEpKbWtmbXlKQTA="
                        },
                        "errorInformation": {
                            "message": "The cardholder is enrolled in Payer Authentication. Please authenticate the cardholder before continuing with the transaction.",
                            "reason": "CONSUMER_AUTHENTICATION_REQUIRED"
                        },
                        "id": "6896132402506977804951",
                        "paymentInformation": {
                            "card": {
                                "bin": "445653",
                                "type": "VISA"
                            }
                        },
                        "status": "PENDING_AUTHENTICATION",
                        "submitTimeUtc": "2023-07-17T17:00:40Z"
                    },
                    "third_party_transaction_id": null
                },
                "three_d_secure_action_required": null,
                "created_at": "2023-07-17T17:00:39.765728Z",
                "updated_at": "2023-07-17T17:41:43.593769Z"
            },
            {
                "id": "4081b900-3efa-44a2-83d8-bca350476b06",
                "type": "PURCHASE",
                "status": "SUCCEEDED",
                "category": "CARD",
                "amount": 5000.00,
                "provider_id": "DLOCAL",
                "payment_method": {
                    "vaulted_token": "",
                    "type": "CARD",
                    "vault_on_success": false,
                    "token": "",
                    "detail": {
                        "card": {
                            "verify": null,
                            "capture": true,
                            "installments": 1,
                            "first_installment_deferral": 0,
                            "installments_type": "",
                            "installment_amount": null,
                            "soft_descriptor": "",
                            "authorization_code": "445975",
                            "retrieval_reference_number": "",
                            "voucher": null,
                            "card_data": {
                                "holder_name": "John Doe",
                                "iin": "44565300",
                                "lfd": "0007",
                                "number_length": 16,
                                "security_code_length": 3,
                                "brand": "VISA",
                                "issuer_name": "",
                                "issuer_code": null,
                                "category": null,
                                "type": "CREDIT",
                                "three_d_secure": {
                                    "three_d_secure_setup_id": "24127d61-b852-42fb-acd4-1ee661645376",
                                    "version": null,                        
                                  	"electronic_commerce_indicator": null,
                                    "cryptogram": null,
                                    "transaction_id": null,
                                  	"directory_server_transaction_id": null,
                                    "pares_status": "Y"
                                }
                            }
                        }
                    }
                },
                "response_code": "SUCCEEDED",
                "response_message": "Transaction successful",
                "reason": null,
                "description": "TEST_3DS",
                "merchant_reference": null,
                "provider_data": {
                    "id": "DLOCAL",
                    "transaction_id": "T-385928-57934367-25ca-4445-a973-da5c1a4635b2",
                    "account_id": "",
                    "status": "PAID",
                    "sub_status": "",
                    "status_detail": "200",
                    "response_message": "The payment was paid.",
                    "raw_response": {
                        "value": "{\"id\":\"T-385928-57934367-25ca-4445-a973-da5c1a4635b2\",\"amount\":5000,\"currency\":\"COP\",\"payment_method_id\":\"CARD\",\"payment_method_type\":\"CARD\",\"payment_method_flow\":\"DIRECT\",\"country\":\"CO\",\"card\":{\"holder_name\":\"John Doe\",\"expiration_month\":1,\"expiration_year\":2026,\"brand\":\"VI\",\"last4\":\"0007\",\"installments\":1,\"installments_responsible\":\"customer\"},\"three_dsecure\":{},\"created_date\":\"2023-07-17T17:41:44.000+0000\",\"approved_date\":\"2023-07-17T17:41:48.000+0000\",\"status\":\"PAID\",\"status_detail\":\"The payment was paid.\",\"status_code\":\"200\",\"order_id\":\"4081b900-3efa-44a2-83d8-bca350476b06\",\"description\":\"TEST_3DS\",\"notification_url\":\"https://staging.y.uno/dlocal-webhook/v1/confirmations\",\"acquirer\":{\"authorization_code\":\"445975\"}}"
                    },
                    "third_party_transaction_id": ""
                },
                "three_d_secure_action_required": null,
                "created_at": "2023-07-17T17:41:43.752435Z",
                "updated_at": "2023-07-17T17:41:48.395863Z"
            }
        ],
        "split": [],
        "callback_url": "https://google.com",
        "workflow": "REDIRECT",
        "fraud_screening": null,
        "metadata": [],
        "payment_link_code": ""
    }
}