This page presents examples of requests and responses for creating BNPL payments using the Create Payment endpoint with the REDIRECT workflow for back to back integrations.
To test the creation of each payment, you can copy the content from the request code and use it on your machine or paste it on the Create Payment endpoint to test using Readme.
ImportantSome payment methods and providers may only be available in specific countries and/or currencies. Make sure you choose the right provider for your needs.
BNPL available examples
Acuotaz
Example of a request for a BNPL payment using Acuotaz. Below are examples of a request and the received response for successful payment creation. The request is presented using the cURL format, and the response is a JSON object.
curl --request POST \
--url https://api-sandbox.y.uno/v1/payments \
--header 'X-Idempotency-Key: <your-X-idempotency-key>' \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'private-secret-key: <your-private-secret-key>' \
--header 'public-api-key: <your-public-api-key>' \
--data '
{
"description": "Payment with Acuotaz",
"account_id":"<account_id>",
"merchant_order_id": "0000022",
"country": "PE",
"additional_data": {
"order": {
"fee_amount": 0,
"items": [
{
"brand": "XYZ",
"category": "Clothes",
"id": "123AD",
"manufacture_part_number": "XYZ123456",
"name": "Skirt",
"quantity": 1,
"sku_code": "8765432109",
"unit_amount": 50
}
],
"shipping_amount": 0
}
},
"amount": {
"currency": "PEN",
"value": 900
},
"customer_payer": {
"merchant_customer_id": "1668863583",
"first_name": "John",
"last_name": "Smith",
"email": "[email protected]"
},
"workflow":"REDIRECT",
"payment_method": {
"type": "ACUOTAZ"
}
}
'{
"id": "1c3c6bee-0230-4989-af06-a2c97c433ac6",
"account_id": "d3d38fc9-49ec-4277-9115-bbad5d17d236",
"description": "Payment with Acuotaz",
"country": "PE",
"status": "READY_TO_PAY",
"sub_status": "CREATED",
"merchant_order_id": "0000022",
"created_at": "2022-11-19T14:25:19.932037Z",
"updated_at": "2022-11-19T14:25:20.940450Z",
"amount": {
"currency": "PEN",
"value": 120
},
"checkout": {
"session": "3d6794b3-dff2-40a3-8e53-981e69f35191",
"sdk_action_required": true
},
"payment_method": {
"vaulted_token": "",
"type": "ACUOTAZ",
"vault_on_success": false,
"token": "",
"payment_method_detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=ddc821e0-1dc0-497f-a304-32c6a99d7103",
"customer_data": null
}
}
},
"customer_payer": {
"id": "71caa74c-f759-4a7c-a1c4-a983bcf24812",
"merchant_customer_id": "1668863583",
"first_name": "John",
"last_name": "Smith",
"gender": "",
"date_of_birth": null,
"email": "[email protected]",
"nationality": null,
"ip_address": null,
"device_fingerprint": null,
"browser_info": null,
"document": {
"document_type": "DNI",
"document_number": "532924789"
},
"phone": {
"number": "11992149494",
"country_code": "55"
},
"billing_address": null,
"shipping_address": null
},
"additional_data": {
"airline": null,
"order": {
"fee_amount": 40,
"shipping_amount": 10,
"items": [
{
"id": "123AD",
"name": "Skirt",
"quantity": 1,
"unit_amount": 100,
"category": "Clothes",
"brand": "XYZ",
"sku_code": "8765432109",
"manufacture_part_number": "XYZ123456"
}
]
},
"seller_details": null
},
"taxes": null,
"transactions": {
"id": "2fc3d3aa-e5d4-4e52-afdd-edbca07c4733",
"type": "PURCHASE",
"status": "CREATED",
"category": "BUY_NOW_PAY_LATER",
"amount": 120,
"provider_id": "ACUOTAZ",
"payment_method": {
"vaulted_token": "",
"type": "ACUOTAZ",
"vault_on_success": false,
"token": "7946b293-853a-42c8-97f3-a37e72ce230f",
"detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=ddc821e0-1dc0-497f-a304-32c6a99d7103",
"customer_data": null
}
}
},
"response_code": "SUCCEEDED",
"response_message": "",
"reason": null,
"description": null,
"merchant_reference": null,
"provider_data": {
"id": "ACUOTAZ",
"transaction_id": "2fc3d3aa-e5d4-4e52-afdd-edbca07c4733",
"account_id": "",
"status": "CREATED",
"sub_status": "",
"status_detail": "",
"raw_response": {
"redirect_to": "https://aprt.me/upYm",
"status": "new_order"
}
},
"created_at": "2022-11-19T14:25:19.939870Z",
"updated_at": "2022-11-19T14:25:20.940427Z"
},
"workflow": "REDIRECT"
}Addi
Example of a request for a BNPL payment using Addi. Below are examples of a request and the received response for successful payment creation. The request is presented using the cURL format, and the response is a JSON object.
curl --request POST \
--url https://api-sandbox.y.uno/v1/payments \
--header 'X-Idempotency-Key: <Your--Idempotency-Key>' \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'private-secret-key: <your-private-secret-key>' \
--header 'public-api-key: <your-public-api-key>' \
--data '
{
"description": "Payment with Addi",
"account_id":"<account_id>",
"merchant_order_id": "0000022",
"country": "CO",
"amount": {
"currency": "COP",
"value": 52000
},
"customer_payer": {
"first_name": "John",
"last_name": "Smith",
"email":"[email protected]",
"merchant_customer_id": "1234567",
"document": {
"document_type": "CC",
"document_number": "1032765432"
},
"phone":{
"number":"3132450778",
"country_code":"57"
}
},
"workflow":"REDIRECT",
"payment_method": {
"type": "ADDI"
}
}
'{
"id": "087be3a5-bed7-4c58-bbe0-c2ebcf376ebb",
"account_id": "493e9374-510a-4201-9e09-de669d75f256",
"description": "Payment with Addi",
"country": "CO",
"status": "READY_TO_PAY",
"sub_status": "CREATED",
"merchant_order_id": "0000022",
"created_at": "2023-07-20T21:25:11.903819Z",
"updated_at": "2023-07-20T21:25:12.983059Z",
"amount": {
"captured": 0.00,
"currency": "COP",
"refunded": 0.00,
"value": 52000.00
},
"checkout": {
"session": "25e073ae-016c-4bca-89e7-64e05f766f11",
"sdk_action_required": true
},
"payment_method": {
"vaulted_token": "",
"type": "ADDI",
"vault_on_success": false,
"token": "",
"payment_method_detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=82e244a2-9d5b-4998-93b7-8a293fb43b9c",
"customer_data": null
}
}
},
"customer_payer": {
"id": null,
"merchant_customer_id": "1234567",
"first_name": "John",
"last_name": "Smith",
"gender": null,
"date_of_birth": null,
"email": "[email protected]",
"nationality": null,
"ip_address": null,
"device_fingerprint": null,
"browser_info": {
"user_agent": "",
"accept_header": "",
"accept_content": null,
"accept_browser": null,
"color_depth": "",
"screen_height": "",
"screen_width": "",
"javascript_enabled": null,
"java_enabled": null,
"browser_time_difference": null,
"language": ""
},
"document": {
"document_type": "CC",
"document_number": "1032765432"
},
"phone": {
"number": "3132450778",
"country_code": "57"
},
"billing_address": null,
"shipping_address": null
},
"additional_data": null,
"taxes": null,
"transactions": {
"id": "1328382d-f6e8-4f09-91b7-c18b1308c031",
"type": "PURCHASE",
"status": "CREATED",
"category": "BUY_NOW_PAY_LATER",
"amount": 52000.00,
"provider_id": "ADDI",
"payment_method": {
"vaulted_token": "",
"type": "ADDI",
"vault_on_success": false,
"token": "",
"detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=82e244a2-9d5b-4998-93b7-8a293fb43b9c",
"customer_data": null
}
}
},
"response_code": "SUCCEEDED",
"response_message": "Transaction successful",
"reason": null,
"description": "Test ADDI",
"merchant_reference": null,
"provider_data": {
"id": "ADDI",
"transaction_id": "0000022",
"account_id": "",
"status": "CREATED",
"sub_status": "",
"status_detail": "",
"response_message": "",
"raw_response": {
"value": ""
},
"third_party_transaction_id": ""
},
"three_d_secure_action_required": null,
"created_at": "2023-07-20T21:25:12.008657Z",
"updated_at": "2023-07-20T21:25:12.918362Z"
},
"split": [],
"workflow": "REDIRECT",
"metadata": [],
"fraud_screening": null
}Wibond
Example of a request for a BNPL payment using Wibond. Below are examples of a request and the received response for successful payment creation. The request is presented using the cURL format, and the response is a JSON object.
curl --request POST \
--url https://api-sandbox.y.uno/v1/payments \
--header 'X-Idempotency-Key: <your-X-idempotency-key>' \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'private-secret-key: <your-private-secret-key>' \
--header 'public-api-key: <your-public-api-key>' \
--data '
{
"description": "Payment with Wibond",
"account_id": "<account_id>",
"merchant_order_id":"000022",
"country": "AR",
"amount": {
"currency": "ARS",
"value": 52000
},
"customer_payer": {
"merchant_customer_id": "1689888540",
"first_name": "John",
"last_name": "Smith",
"email": "[email protected]"
},
"workflow":"REDIRECT",
"payment_method": {
"type": "WIBOND"
}
}
'{
"id": "2f9d9279-d9cc-451b-bf79-b6d176927b0b",
"account_id": "493e9374-510a-4201-9e09-de669d75f256",
"description": "Payment with Wibond",
"country": "AR",
"status": "READY_TO_PAY",
"sub_status": "CREATED",
"merchant_order_id": "1689888540",
"created_at": "2023-07-20T21:29:00.413927Z",
"updated_at": "2023-07-20T21:29:02.917870Z",
"amount": {
"captured": 0.00,
"currency": "ARS",
"refunded": 0.00,
"value": 52000.00
},
"checkout": {
"session": "76cfacf8-d489-4d6d-bb1d-edaf2f303877",
"sdk_action_required": true
},
"payment_method": {
"vaulted_token": "",
"type": "WIBOND",
"vault_on_success": false,
"token": "",
"payment_method_detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=64947b6b-5963-431d-bb09-507e8effcc15",
"customer_data": null
}
}
},
"customer_payer": {
"id": null,
"merchant_customer_id": "1689888540",
"first_name": "John",
"last_name": "Smith",
"gender": null,
"date_of_birth": null,
"email": "[email protected]",
"nationality": null,
"ip_address": null,
"device_fingerprint": null,
"browser_info": {
"user_agent": "",
"accept_header": "",
"accept_content": null,
"accept_browser": null,
"color_depth": "",
"screen_height": "",
"screen_width": "",
"javascript_enabled": null,
"java_enabled": null,
"browser_time_difference": null,
"language": ""
},
"document": null,
"phone": null,
"billing_address": null,
"shipping_address": null
},
"additional_data": null,
"taxes": null,
"transactions": {
"id": "eb4d1f14-d004-47a7-a5e9-527062b74b29",
"type": "PURCHASE",
"status": "CREATED",
"category": "BUY_NOW_PAY_LATER",
"amount": 52000.00,
"provider_id": "WIBOND",
"payment_method": {
"vaulted_token": "",
"type": "WIBOND",
"vault_on_success": false,
"token": "",
"detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=64947b6b-5963-431d-bb09-507e8effcc15",
"customer_data": null
}
}
},
"response_code": "SUCCEEDED",
"response_message": "Transaction successful",
"reason": null,
"description": "Payment with Wibond",
"merchant_reference": null,
"provider_data": {
"id": "WIBOND",
"transaction_id": "6286140",
"account_id": "",
"status": "ACTIVE",
"sub_status": "",
"status_detail": "",
"response_message": "",
"raw_response": {
"amount": 52000,
"created": "2023-07-20T21:29:02.356+0000",
"currency": "ARS",
"externalId": "eb4d1f14-d004-47a7-a5e9-527062b74b29",
"features": "",
"id": 6286140,
"productName": "Payment with Wibond",
"requiresAddressInfo": false,
"shortDescription": "",
"status": "ACTIVE",
"tenant": {
"address": "SANCHEZ",
"addressNumber": "2267",
"address_number": "2267",
"alias": "FRANCO PATRICIO MORELLO",
"city": "empty city",
"country": "ARGENTINA",
"created": "2022-06-24T21:56:57.000+0000",
"creditLimit": 0,
"declaredIngress": 0,
"delayedTransactions": 0,
"email": "[email protected]",
"evalOwnCreditProfile": false,
"floor": "",
"id": 2422650,
"idProvince": 0,
"inProgressTransactions": 0,
"name": "FRANCO PATRICIO MORELLO",
"phone": "+541169018687",
"province": "CIUDAD AUTONOMA BUENOS AIRES",
"receivePayOrders": true,
"signatureType": "INDISTINCT",
"signaturesRequired": 1,
"status": "ACTIVE",
"successfulTransactions": 0,
"taxCondition": 2,
"taxId": "20344005452",
"taxIdType": 86,
"tenantArea": "OTROS",
"type": "PERSONAL",
"typeOptPaymentLink": "TNA_FREE",
"username": "francopatriciomorello",
"verificacionFacta": false,
"verificacionFondos": true,
"verificacionIdIdentification": true,
"verificacionOcde": false,
"verificacionPolitico": false,
"verificacionSujetoObligado": false,
"verificationIdMati": "63f677e52f7b41001c584d93",
"verificationStatusMati": "verified",
"wibondAmount": 446852.4,
"wibondAmountCreation": "2023-02-10T00:00:00.000+0000"
},
"urlCheckout": "https://demo.dev.y.uno/checkout/status?checkoutSession=",
"urlLink": "https://preprod.wibond.co/pay-link/6286140",
"urlNotification": "https://sandbox.y.uno/wibond-webhook/v1/payments/notification",
"urlSuccess": "https://demo.dev.y.uno/checkout/status?checkoutSession=&id=6286140&externalId=eb4d1f14-d004-47a7-a5e9-527062b74b29",
"variations": []
},
"third_party_transaction_id": ""
},
"three_d_secure_action_required": null,
"created_at": "2023-07-20T21:29:00.532790Z",
"updated_at": "2023-07-20T21:29:02.826785Z"
},
"split": [],
"workflow": "REDIRECT",
"metadata": [],
"fraud_screening": null
}