Unreferenced Refund Status

The status field reports the current lifecycle stage. The sub_status field provides finer-grained context within each top-level state.

Status	Sub_status	Description
`CREATED`	`CREATED`	Temporary state. Yuno has persisted the refund after validation and is in the process of routing it to a provider.
`PENDING`	`APPROVED`	The provider has accepted the refund and is awaiting async network or bank settlement. Typical for ACH, SEPA, GoCardless.
`SUCCEEDED`	`SUCCEEDED`	Terminal. The refund has been delivered to the destination — either sync-settled by the provider (Stripe, Nuvei card refunds) or confirmed asynchronously via provider webhook (ACH, SEPA, GoCardless).
`FAILED`	`DECLINED_BY_PROVIDER`	Terminal. The refund did not complete. Encompasses sync declines, async returns (ACH R-codes, SEPA RJCT), OFAC blocks, invalid accounts, insufficient merchant balance, SLA timeouts, and fraud declines. Detail lives in `provider.response_code` and `provider.response_message`.

Webhook events

Webhook events fire on top-level status transitions only. sub_status moves within PENDING are not externally observable.

Event	Fires when `status` enters
`unreferenced_refund.created`	`CREATED`
`unreferenced_refund.succeeded`	`SUCCEEDED`
`unreferenced_refund.failed`	`FAILED`