Create Account

curl --request POST \
  --url https://api-sandbox.y.uno/v1/banking/accounts \
  --header 'Content-Type: application/json' \
  --header 'private-secret-key: <api-key>' \
  --header 'public-api-key: <api-key>' \
  --header 'x-idempotency-key: <x-idempotency-key>' \
  --data '
{
  "account_id": "550e8400-e29b-41d4-a716-446655440000",
  "onboarding_id": "onb_990e8400-e29b-41d4-a716-446655440000",
  "account_type": "CHECKING",
  "currency": "USD"
}
'

import requests

url = "https://api-sandbox.y.uno/v1/banking/accounts"

payload = {
    "account_id": "550e8400-e29b-41d4-a716-446655440000",
    "onboarding_id": "onb_990e8400-e29b-41d4-a716-446655440000",
    "account_type": "CHECKING",
    "currency": "USD"
}
headers = {
    "x-idempotency-key": "<x-idempotency-key>",
    "public-api-key": "<api-key>",
    "private-secret-key": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'x-idempotency-key': '<x-idempotency-key>',
    'public-api-key': '<api-key>',
    'private-secret-key': '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    account_id: '550e8400-e29b-41d4-a716-446655440000',
    onboarding_id: 'onb_990e8400-e29b-41d4-a716-446655440000',
    account_type: 'CHECKING',
    currency: 'USD'
  })
};

fetch('https://api-sandbox.y.uno/v1/banking/accounts', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api-sandbox.y.uno/v1/banking/accounts",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'account_id' => '550e8400-e29b-41d4-a716-446655440000',
    'onboarding_id' => 'onb_990e8400-e29b-41d4-a716-446655440000',
    'account_type' => 'CHECKING',
    'currency' => 'USD'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "private-secret-key: <api-key>",
    "public-api-key: <api-key>",
    "x-idempotency-key: <x-idempotency-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api-sandbox.y.uno/v1/banking/accounts"

	payload := strings.NewReader("{\n  \"account_id\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"onboarding_id\": \"onb_990e8400-e29b-41d4-a716-446655440000\",\n  \"account_type\": \"CHECKING\",\n  \"currency\": \"USD\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("x-idempotency-key", "<x-idempotency-key>")
	req.Header.Add("public-api-key", "<api-key>")
	req.Header.Add("private-secret-key", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api-sandbox.y.uno/v1/banking/accounts")
  .header("x-idempotency-key", "<x-idempotency-key>")
  .header("public-api-key", "<api-key>")
  .header("private-secret-key", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"account_id\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"onboarding_id\": \"onb_990e8400-e29b-41d4-a716-446655440000\",\n  \"account_type\": \"CHECKING\",\n  \"currency\": \"USD\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api-sandbox.y.uno/v1/banking/accounts")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["x-idempotency-key"] = '<x-idempotency-key>'
request["public-api-key"] = '<api-key>'
request["private-secret-key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"account_id\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"onboarding_id\": \"onb_990e8400-e29b-41d4-a716-446655440000\",\n  \"account_type\": \"CHECKING\",\n  \"currency\": \"USD\"\n}"

response = http.request(request)
puts response.read_body

{
  "id": "acct_aa0e8400-e29b-41d4-a716-446655440000",
  "entity_id": "ent_660e8400-e29b-41d4-a716-446655440000",
  "onboarding_id": "onb_990e8400-e29b-41d4-a716-446655440000",
  "account_id": "550e8400-e29b-41d4-a716-446655440000",
  "provider": {
    "account_id": "col_bank_account_789"
  },
  "account_type": "CHECKING",
  "status": "ACTIVE",
  "account_number": "1234567890",
  "routing_number": "123456789",
  "iban": null,
  "currency": "USD",
  "balance": {
    "available": 0,
    "current": 0,
    "pending": 0
  },
  "account_details": {
    "account_name": "John Doe - Checking",
    "sort_code": null,
    "bsb": null,
    "swift": null
  },
  "payment_rails": {
    "incoming": [
      "ACH",
      "WIRE"
    ],
    "outgoing": [
      "ACH",
      "WIRE"
    ]
  },
  "supports_book_transfers": true,
  "created_at": "2026-02-01T10:10:00Z",
  "updated_at": "2026-02-01T10:10:00Z"
}

{
  "code": "VALIDATION_ERROR",
  "messages": [
    "Onboarding status must be SUCCEEDED to create an account"
  ],
  "http_code": 400
}

{
  "code": "ONBOARDING_NOT_FOUND",
  "messages": [
    "Onboarding not found"
  ],
  "http_code": 404
}