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Place to Pay - Cards

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This page presents all information related to the Place To Pay connection using Cards as payment. Use the following buttons to navigate to the desired section.

General Information

Captures

Refunds

Voids

Installments

Chargebacks

Security

Testing Guidelines

Integration Configuration

Production Environment

Connecting with Yuno

Mandatory fields when integrating via Yuno:

first_name
last_name
document_number
*The provider may request additional fields according to the merchant or to improve the approval rate.

General information

Countries:

Belize-flag
Belize
Chile-flag
Chile
colombia-flag
Colombia
Costa Rica-flag
Costa Rica
ecuador-flag
Ecuador
honduras-flag
Honduras
Mexico-flag
Mexico
panama-flag
Panamá
Peru-flag
Peru
Puerto Rico-flag
Puerto Rico
Uruguay-flag
Uruguay

Currencies:

BZD, CLP, COP, CRC, HNL, MXN, PEN, USD, UYU

Payment methods:

Credit card
Credit card
debit card
Debit card
Prepaid card
Prepaid card

Minimum amount:

Placetopay adjusts to the maximum of the processor and, at the same time, to the maximum of the country.

Maximum amount:

Placetopay adjusts to the maximum of the processor and, at the same time, to the maximum of the country.

TRX limit:

No

Support of international BIN:

Yes

Activation of functionality:

Yes, the functionality must be activated merchant-level.

TRX without CVV:

Yes

Purchase TRX in 1-Step:

Yes

Purchase TRX in 2-Step:

Yes

Support for recurrency:

Yes

Webhooks:

Yes, notification URLs are supported for WebCheckout connection. Nevertheless, a consultation Gateway API process is supported.

Captures

Partial capture:

No

Multiple captures:

No

Maximum time to capture an authorization:

1 month.

Captures over the amount of authorization:

Yes, depends on the processor.

Maximum amount:

Depends on the limits established by merchants and the processor.

Refunds

Refund support:

Yes

Partial refunds:

No

Multiple refunds:

No

Time to request refund:

Must be made the same day that the transaction is processed and before the cut of each processor network.

Time to process refund:

Depends on the processor, generally 6 months.

Voids

Void support:

Yes

Void to authorization:

Yes

Void to refund:

No

Installments

Capability to define the installments when creating the payment:

Yes

GET endpoint available for retrieving the permitted BIN for the installments:

Yes, informationRequest method via API returns permitted installments.

Possibility to choose who will be responsible for financing installments:

No

Deferral date availability:

Yes

Grace period:

Yes

Minimum number of Installments (#months):

Depends on each processor network, limited by the bank, BIN and country.

Maximum number of Installments (#months):

Depends on each processor network, limited by the bank, BIN and country.

Chargebacks

Notifications of chargebacks:

No

Defined period to make a chargeback:

There is not a limit, Placetopay adjusts to each country's regulation.

Endpoint for disputes:

No

Maximum time to dispute a chargeback (provide evidence):

Depends on the secutiry configuration of each merchant and the management of the issuing banks.

Security

E3DS v2:

Yes

Testing guidelines for sandbox environment

Necessary fields for testing:

Login and secretKey.

Test cards Diners:

Number Response
36545400000008 Approves
36545400000248 Rejects
36545400000701 Leaves transaction in manual processing and if it is processed it is approved
36545407030701 Leaves transaction in pending state and resolves to rejection
36545407032814 Throws an exception in the process
36545400000438 Takes 180 seconds to respond and is approved
36545407032780 Leaves transaction in manual processing and if it is processed it is approved
36545407032806 Leaves transaction in pending state and resolves to approved
36545407032848 Approves

Test cards Visa:

Number Response
4110760000000008 Approves 3DS-C
4110760000000016 Rejects
4110760000000032 Leaves transaction in pending state and resolves to approved 3DS-C
4110760000000040 Leaves transaction in pending state and resolves to rejection 3DS-A
4048370000000037 Leaves transaction in pending state and resolves to rejection
4110760000000073 Leaves transaction in pending state and resolves to approved
4110760000000065 Throws an exception in the process 3DS-N
4110760000000024 Takes 180 seconds to respond and is approved
4110760000000115 Takes 180 seconds to respond and is rejected
4110760000000057 Approves if the amount is inferior to 200USD, if not rejects
4110760000000081 Approves
4012888888881881 Approves if the expiraction is 11/28 and cvv 917, if not rejects
4381080000000003 Leaves transaction in pending state and resolves to rejection
4005580000000040 Rejects
4110770010002837 Approves
4111111111111111 Approves 3DS-Y
4509564638437551 Leaves transaction in pending state and resolves to approved
4864921336824366 Leaves transaction in pending state and resolves to rejection
4931974429847108 Leaves transaction in pending state and resolves to rejection
4716375184092180 Rejects
4532034637206853 Leaves transaction in manual processing and if it is processed it is rejected
4212121212121214 Leaves transaction in manual processing and if it is processed it is approved
4666666666666669 Takes 180 seconds to respond and is approved
4381080000000029 Approves
4381080000000011 Rejects

Test cards Mastercard:

Number Response
5180300000000005 Approves 3DS-Y
5180300000000039 Rechaza 3DS-N
5180300000000047 Leaves transaction in pending state and resolves to approved 3DS-C
5180300000000054 Leaves transaction in pending state and resolves to rejection 3DS-A
5292594382060745 Approves 3DS-C
5367680000000005 Approves
5367680000000013 Rejects

Test cards American Express:

Number Response
376651001281274 Approves if the expiraction is 06/22 and cvv 4637, if not rejects

Test cards Discover:

Number Response
6550590000000001 Approves
6550590000000019 Rejects
6550590000000027 Leaves transaction in pending state and resolves to approved
6550590000000035 Leaves transaction in pending state and resolves to rejection
6557351234543156 Approves
6557351234543164 Rejects

Test cards Maestro:

Number Response
6759649826438453 Approves

Test cards Somos:

Number Response
8810060001592705 Approves

Test cards Exito:

Number Response
5903090000000000 Approves

Test cards Alkosto:

Number Response
5903120000000000 Approves

Test cards Comfandi:

Number Response
9391111111111111 Approves
9395555555555555 Rejects

Test cards Mefia:

Number Response
6377470102391155 Approves if expiration is 12/24
6377470107014851 Rejects
6377470106963215 Approves
6377470100506457 Approves
6377470105684614 Leaves transaction in pending state and resolves to approved
6377470106813436 Leaves transaction in pending state and resolves to rejection
6377470106672139 Rejects

Test cards Tarjeta ATH:

Number Response
0215020177972730 Approves
2215714777972730 Approves
0215025888083941 Leaves transaction in pending state and resolves to rejection
2215716999194052 Leaves transaction in pending state and resolves to approved
0215027111105163 Leaves transaction in pending state and resolves to rejection
2215719446775653 Throws an exception in the process
0215026116775785 Rejects

Limitations/ Specifications for testing:

ZIP codes for AVS test:
ZIP code Response
55555 Approved transaction with succesful AVS (Y)
44444 Approved transaction with failed AVS (A) and reverses transaction
33333 Approved transaction with failed AVS (A) and rejects reverse. When consulted the reverse is succesful
OTP for test cases (Ecuador):
For the OTP to be succesful, any other code is rejected.
  • 123456
  • 000000
OTP in 3DS (Ecuador):
When the auhentication in 3DS requires challenge (OTP) the accepted code is 12345.

Integration configuration

Credentials and steps to obtain them:

Sandbox and Production credentials are obtained via email from PlaceToPay's team.

Dashboard configuration:

  1. Log in to dashboard.y.uno.
  2. Click Connections and then select PlaceToPay.
  3. Click Connect.
  4. Introduce Name, Login and Secret Key.
  5. Click Connect

Configuration of webhooks in partner:

The merchant shares the notification URL to PlaceToPay and this is configured in PlaceToPay's system.

Production environment

Specific procedure for a merchant to go live:

Yes, each merchant should make a test for an amount not greater than 1USD, credentials are enabled and the merchant must confirm via email. If more attention is required, a space with specialist is reserved to take evidence of the test, nevertheless, this citation is dependent of the merchant, who must confirm the conciliation process the next day.


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Updated 3 months ago