FAC - Cards

This page presents all information related to the FAC connection using Cards as payment. Use the following buttons to navigate to the desired section.

Connecting with Yuno

Mandatory fields when integrating via Yuno:

No mandatory fields are required. However, the provider may request additional fields according to the merchant or to improve the approval rate.

General information

Countries:

anguilla-flag
Anguilla
antigua-flag
Antigua
aruba-flag
Aruba
bahamas-flag
Bahamas
Barbados-flag
Barbados
Belize-flag
Belize
Bermuda-flag
Bermuda
British Virgin Islands-flag
British Virgin Islands
Cayman Islands-flag
Cayman Islands
Curacao-flag
Curacao
Dominica-flag
Dominica
Dominican Republic-flag
Dominican Republic
Grenada-flag
Grenada
Guyana-flag
Guyana
Jamaica-flag
Jamaica
Montserrat-flag
Montserrat
St Kitts-flag
St Kitts
St Lucia-flag
St Lucia
St Vincent-flag
St Vincent
Trinidad & Tobago-flag
Trinidad & Tobago
Turks & Caicos-flag
Turks & Caicos
Costa Rica-flag
Costa Rica
El Salvador-flag
El Salvador
Guatemala-flag
Guatemala
Honduras-flag
Honduras
Nicaragua-flag
Nicaragua
Panama-flag
Panama

Currencies:

XCD, AWG, BSD, BBD, BZD, BMD, USD, KYD, ANG, DOP, GYD, JMD, TTD, CRC, GTQ, HNL, NIO

Payment methods:

Credit card
Credit card
debit card
Debit card
Prepaid card
Prepaid card

Minimum amount:

For multicurrency FAC recommends one full unit of currency. ie. 1.00 CRC or JMD (not 0.10). For USD and equivalent you can pass less (0.01) although some banks may decline.

Maximum amount:

No

TRX limit:

For very high volume processing throttling is recommended.

Support of international BIN:

Yes

Activation of functionality:

No. By default any MasterCard or Visa branded card regardless of issuing bank country can be used

TRX without CVV:

Yes

Purchase TRX in 1-Step:

Yes

Purchase TRX in 2-Step:

Yes

Support for recurrency:

Yes

Particularities:

Scheduled payments can be viewed and managed through FAC's Merchant Administration system.

Webhooks:

Yes

Captures

Partial capture:

Yes

Multiple captures:

For most hosts, no.

Maximum time to capture an authorization:

Recommended to capture within 7 days. This setting is acquirer dependent but the cutoff ranges from 7-35 days.

Captures over the amount of authorization:

No

Refunds

Refund support:

Yes

Partial refunds:

Yes

Multiple refunds:

Yes

Time to request refund:

180 days by default but it can be extended to 365.

Time to process refund:

2-3 business days.

Voids

Void support:

Yes

Void to authorization:

Yes

Void to refund:

No

Installments

Installments support:

Installments are not supported.

Chargebacks

Notifications of chargebacks:

Chargebacks are handled between the merchant and the acquiring bank.

Security

Address verification service:

Yes

Support for 0Auth:

This is acquirer dependent for $0 financial authorizations. $0 3DS only is supported.

E3DS v2:

Yes

Testing guidelines for sandbox environment

Necessary fields for testing:

PowerTranzId and Password.

Test cards:

Authorizations/Sales will approve for the following test cases.
Test Case Card Number Card Type Status
V2-01-YA 4012000000020071 Visa Approved
V2-02-AA 4012000000020089 Visa Approved
M2-01-YA 5100270000000023 Mastercard Approved
M2-02-RA 5100270000000072 Mastercard Approved
A2-01-YA 341111000000009 Amex Approved
DS-01-0A 6011111111111111 Discover Approved
JC-01-0A 3528111111111108 JCB Approved
Authorizations/Sales will decline for the following test cases.
Test Case Card Number Card Type Status
V2-02-AD 4666666666662222 Visa ISO Response Code = 05, CVV Response = N
M2-03-UD 5555666666662222 Mastercard ISO Response Code = 05, CVV Response = N
V2-03-AD 4111111111119999 Visa ISO Response Code = 98
V2-04-YD 4111111111110000 Visa ISO Response Code = 91
M2-05-YD 5111111111110000 Mastercard ISO Response Code = 91
DS-01-0D 6011111111111152 Discover ISO Response Code = 05
JC-01-0D 3528111111111157 JCB ISO Response Code = 05, CVV Response = N

Integration configuration

Credentials and steps to obtain them:

FAC’s technical team will provide secure credential details during integration through a secure message e-mail.

Production environment

Specific procedure for a merchant to go live:

Once a merchant moves from the Staging Account to the Production Account, FAC will conduct the final site review (which includes our end-to-end testing of your website). For this review, please ensure the website has a test product set up with a purchase price equivalent to $1.00 USD. FAC will use this product to submit a live transaction during the review.