> ## Documentation Index
> Fetch the complete documentation index at: https://docs.y.uno/llms.txt
> Use this file to discover all available pages before exploring further.

# Create Payout



## OpenAPI

````yaml openapi/yuno_sandbox_tested.json POST /v1/payouts
openapi: 3.1.0
info:
  title: Yuno Payments API
  version: 1.0.0
  description: >
    The Yuno Payments API is built around REST principles, using standard HTTP
    methods and JSON payloads.


    ## Authentication

    All requests require two headers:

    ```

    public-api-key: YOUR_PUBLIC_KEY

    private-secret-key: YOUR_PRIVATE_KEY

    ```


    ## Idempotency

    Payment mutations (create, capture, cancel, refund, payout) require an
    `X-Idempotency-Key` header (UUID).

    The API stores the key and returns the same response for duplicate requests
    within 24 hours.


    ## Environments

    | Environment | Base URL |

    |-------------|----------|

    | Sandbox | `https://api-sandbox.y.uno/v1` |

    | Production | `https://api.y.uno/v1` |
  contact:
    name: Yuno Support
    url: https://docs.y.uno
  license:
    name: Proprietary
servers:
  - url: https://api-sandbox.y.uno
    description: Sandbox
  - url: https://api.y.uno
    description: Production (US)
  - url: https://api.eu.y.uno
    description: Production (EMEA)
security:
  - PublicApiKey: []
    PrivateSecretKey: []
tags:
  - name: Customers
    description: Create and manage customer records.
  - name: Checkout Sessions
    description: Initialize the Yuno SDK on the front-end.
  - name: Payment Methods
    description: Enroll and manage vaulted payment methods.
  - name: Payments
    description: Create and manage payment transactions.
  - name: Payment Links
    description: Hosted payment pages requiring no SDK.
  - name: Subscriptions
    description: Recurring billing management.
  - name: Payouts
    description: Disburse funds to individuals or entities.
  - name: Reports
    description: Generate and download transaction reports.
  - name: Currency Conversion
    description: Dynamic currency conversion (DCC).
paths:
  /v1/payouts:
    post:
      tags:
        - Payouts
      summary: Create Payout
      operationId: create-payout
      parameters:
        - $ref: '#/components/parameters/IdempotencyKey'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreatePayoutRequest'
            examples:
              card_payout:
                summary: Card payout (US)
                value:
                  account_id: YOUR_ACCOUNT_ID
                  merchant_reference: payout-001
                  country: US
                  purpose: PROVIDER_SERVICES
                  amount:
                    currency: USD
                    value: 10000
                  beneficiary:
                    merchant_beneficiary_id: beneficiary-001
                    national_entity: INDIVIDUAL
                    first_name: Jane
                    last_name: Smith
                    email: jane.smith@example.com
                    country: US
                    document:
                      document_type: DNI
                      document_number: '987654321'
                  withdrawal_method:
                    type: CARD
                    provider_id: UNLIMINT
              pix_payout:
                summary: PIX payout (Brazil)
                value:
                  account_id: YOUR_ACCOUNT_ID
                  merchant_reference: pix-001
                  country: BR
                  purpose: REMITTANCES
                  amount:
                    currency: BRL
                    value: 10000
                  beneficiary:
                    merchant_beneficiary_id: br-beneficiary-001
                    national_entity: INDIVIDUAL
                    first_name: Carlos
                    last_name: Silva
                    email: carlos.silva@example.com
                    country: BR
                    document:
                      document_type: CPF
                      document_number: '12345678901'
                  withdrawal_method:
                    type: PIX_PAYOUT
      responses:
        '201':
          description: Payout created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Payout'
components:
  parameters:
    IdempotencyKey:
      name: X-Idempotency-Key
      in: header
      required: true
      schema:
        type: string
        format: uuid
      description: Unique UUID per request. Prevents duplicate processing on retries.
  schemas:
    CreatePayoutRequest:
      type: object
      required:
        - account_id
        - merchant_reference
        - country
        - purpose
        - amount
        - beneficiary
        - withdrawal_method
      properties:
        account_id:
          type: string
          format: uuid
        merchant_reference:
          type: string
          minLength: 3
          maxLength: 255
        description:
          type: string
        country:
          $ref: '#/components/schemas/Country'
        purpose:
          type: string
          enum:
            - FAMILY_AND_FRIENDS
            - PERSONAL_TRANSFER
            - REMITTANCES
            - PROVIDER_SERVICES
            - EXPENSES
            - REFUND
            - SALARY
            - PENSION
            - LOAN
            - DIVIDENDS
        amount:
          $ref: '#/components/schemas/Amount'
        beneficiary:
          $ref: '#/components/schemas/Beneficiary'
        withdrawal_method:
          type: object
          required:
            - type
          properties:
            type:
              type: string
              enum:
                - CARD
                - PIX_PAYOUT
                - PAYPAL_PAYOUT
                - NEQUI_PAYOUT
                - ASTROPAY_PAYOUT
                - STP_PAYOUT
                - TRANSFIYA_PAYOUT
                - UNLIMINT_PAYOUT
                - QI_PAYOUT
            provider_id:
              type: string
              enum:
                - ASTROPAY
                - NEQUI
                - PAYPAL
                - UNLIMINT
    Payout:
      type: object
      properties:
        id:
          type: string
          format: uuid
        merchant_reference:
          type: string
        status:
          type: string
          enum:
            - SUCCEEDED
            - PENDING
            - DECLINED
            - PROCESSING
        amount:
          $ref: '#/components/schemas/Amount'
        created_at:
          type: string
          format: date-time
    Country:
      type: string
      enum:
        - AR
        - BO
        - BR
        - CL
        - CO
        - CR
        - EC
        - SV
        - GT
        - HN
        - MX
        - NI
        - PA
        - PY
        - PE
        - US
        - UY
      description: ISO 3166-1 alpha-2 country code
    Amount:
      type: object
      required:
        - currency
        - value
      properties:
        currency:
          $ref: '#/components/schemas/Currency'
        value:
          type: number
          multipleOf: 0.0001
          description: Amount in cents (e.g. 10000 = $100.00)
    Beneficiary:
      type: object
      required:
        - merchant_beneficiary_id
        - country
      properties:
        merchant_beneficiary_id:
          type: string
        national_entity:
          type: string
          enum:
            - INDIVIDUAL
            - ENTITY
        first_name:
          type: string
          maxLength: 80
        last_name:
          type: string
          maxLength: 80
        legal_name:
          type: string
          maxLength: 80
          description: Required when national_entity is ENTITY
        email:
          type: string
          format: email
        country:
          $ref: '#/components/schemas/Country'
        date_of_birth:
          type: string
          pattern: ^\d{4}-\d{2}-\d{2}$
        document:
          $ref: '#/components/schemas/Document'
        phone:
          $ref: '#/components/schemas/Phone'
        address:
          $ref: '#/components/schemas/Address'
    Currency:
      type: string
      minLength: 3
      maxLength: 3
      description: ISO 4217 currency code (e.g. USD, BRL, MXN)
    Document:
      type: object
      properties:
        document_type:
          type: string
          enum:
            - DNI
            - CI
            - LC
            - LE
            - CUIT
            - CUIL
            - PAS
            - CPF
            - RG
            - CNH
            - CNPJ
            - RUT
            - RUN
            - CC
            - CE
            - NIT
            - DUI
            - PIC
            - DPI
            - IFR
            - INE
            - CP
            - RFC
            - CURP
            - CIP
            - CIC
            - CUI
            - RUC
        document_number:
          type: string
          minLength: 3
          maxLength: 40
    Phone:
      type: object
      properties:
        country_code:
          type: string
          example: '+1'
        number:
          type: string
          example: '5550000001'
    Address:
      type: object
      properties:
        address_line_1:
          type: string
        address_line_2:
          type: string
        city:
          type: string
        state:
          type: string
        zip_code:
          type: string
        country:
          $ref: '#/components/schemas/Country'
        neighborhood:
          type: string

````

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