Updates for September, 2024

There have been some updates on Yuno. Please check the updates below.

• Payment and enrollment with Payment links
• Split Marketplace

Payment and enrollment with Payment link

In Yuno we've added the functionality for users to easily catch up on overdue or declined payments through a payment link. If a credit card is expired or notified stolen/lost, and you need to update the credit card information, you can generate a secure payment link to share with your customers via email or text message.

This feature is mainly oriented to merchants that have their own subscription engine and want to update credit card details in order to continue generating payments with a new vaulted_token for a customer.

Additional fields for the payment link creation for enrollment are necessary:

• customer_payer.id: The ID of the previously generated customer.
• one_time_use= true: The payment link will be for a one time use only.
• vault_on_success = true: The flag in order to enroll the credit card after the succeeded payment.

Upon completing the payment through the link, if the payment is succeeded, the new vaulted_token will be generated for the customer.

For more information, please refer to the Enroll cards with payment links guide.

Split Marketplace

In Yuno we've added the functionality for merchants to easily split up payments between different recipients. This is especially useful for marketplace models, where a transaction needs to be divided among different sellers or stakeholders. By utilizing this functionality, merchants can define how the payment is split, including the amounts, recipients, and any applicable fees.

The split payment functionality depends on whether the selected payment provider supports it. Yuno acts solely as the orchestrator of the payment, not the processor. Make sure your provider supports split payments before attempting to use this functionality.

{
  "split_marketplace": [
    {
      "provider_recipient_id": "recipient_123",
      "type": "PURCHASE",
      "amount": {
        "value": 7500,
        "currency": "COP"
      },
      "liability": {
        "processing_fee": "MERCHANT",
        "chargebacks": false
      }
    },
    {
      "provider_recipient_id": "recipient_456",
      "type": "COMMISSION",
      "amount": {
        "percentage": 30,
        "currency": "COP"
      },
      "liability": {
        "processing_fee": "RECIPIENT",
        "chargebacks": true
      }
    }
  ]
}

For more information, please refer to the Split marketplace guide.